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Jubilant January's NSD Challenge! - Page 19

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Jubilant January's NSD Challenge!

edited 7 January 2020 at 11:46AM in Debt-free Wannabe Challenges
714 replies 11.5K views
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  • edited 7 January 2020 at 4:19PM
    cathybirdcathybird Forumite
    7.8K posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    edited 7 January 2020 at 4:19PM
    January

    LZ5ioOG.gif = off to a start!

    vyphs1D.gif = five days

    lCX2j2w.gif = 10 days

    FIOOeVG.gif = 15 days

    PN3GTFT.gif = 20 days
    0ChlWEJ.gif = target reached

    wwkLBRV.gif = target beaten


    January targets

    AbundantBudget 10
    beanielou 5/15 LZ5ioOG.gifvyphs1D.gif
    bestlifenow 4/20 LZ5ioOG.gif
    Butti 2/10 LZ5ioOG.gif
    cathybird 5/15 LZ5ioOG.gifvyphs1D.gif
    confusedsaving 2/10 LZ5ioOG.gif
    CJRyder 1/16 LZ5ioOG.gif

    debbie_debt 8
    delta13 4/12 LZ5ioOG.gif
    doingitanyway 2/20 LZ5ioOG.gif
    Donkids22 3/10 LZ5ioOG.gif
    Dottles1 2/12 LZ5ioOG.gif

    Fivenations 15
    Glitterbaby 3/20 LZ5ioOG.gif
    Happy Monday 4/18 LZ5ioOG.gif
    HattersFan 1/15 LZ5ioOG.gif

    Honeysucklelou2 11
    Ivysmom 3/10 LZ5ioOG.gif
    jammydodger 6/20 LZ5ioOG.gifvyphs1D.gif
    karenccs67 4/15 LZ5ioOG.gif
    Lar90 2/20 LZ5ioOG.gif
    little_green 3/16 LZ5ioOG.gif

    MidsHollie 15
    MoneysavingmadGem 1/15 LZ5ioOG.gif
    Money Choices 1/10 LZ5ioOG.gif
    Munchin 3/15 LZ5ioOG.gif
    Optimistic Saver 5/20 LZ5ioOG.gifvyphs1D.gif

    Pennydrops 18

    Purplemumof2 10
    savequidalot 4/18 LZ5ioOG.gif
    Saver.The.Taste 3/17 LZ5ioOG.gif
    scotmumof3 4/31 LZ5ioOG.gif
    shopaholicnumber1 3/15 LZ5ioOG.gif
    SpekySquarehead 1/13 LZ5ioOG.gif
    squanderscouse 4/15 LZ5ioOG.gif
    SSDD23 4/20 LZ5ioOG.gif
    Thistimearound 1/12 LZ5ioOG.gif
    TrushTush 3/15 LZ5ioOG.gif

    Tryingtosave29 18
    Ttomo 3/10 LZ5ioOG.gif
    Van_Girl 2/15 LZ5ioOG.gif

    :j ALL WELCOME TO JOIN!! :j
    10 in Save 12K: £0/£12K. Jan NSDs: 7/10 2021 Tilly: £0 2020 Tilly: £4,815.07
    Jan AFDs: 11/21 2021 AFDs: 11/300 2020: 340/300 2021 D: 4 2020 D: 96
  • Not doing great this month so far! On Friday we had an impromptu meal out as I realised that as DD was heading back to uni on Saturday we wouldn't all be together again until Easter - plus it's her 21st later this month so I couldn't just let her go back up with a whimper and a mish-mash of stuff from the fridge :-) Did have a great time though so not all bad.

    Saturday I was mainly running about taking DD to the station with her enormous suitcase, the dog to the vet for a checkup, the DS to his girlfriends etc. Vet visit is covered under a Healthcare plan so actually managed a NSD :j

    Sunday was planned grocery spends so I won't count that either as it's from the budget and the main (and only!) shop for the week.

    So 2 NSD's so far taking my total to 3. That sounds OK, but today I've had to spend £9.49 on postage for a parcel that arrived for DD (with her 21st party dress in it) around 10 minutes after we had left for the station on Saturday and tomorrow I'm having the work done on DD's car to get it through its MOT (which it failed just before Christmas) so that will be a big spend day :eek:

    Am taking DS back to uni on Saturday, so after that hopefully things will settle back to normal a bit on the spending (and cleaning!) front :o
    Mortgage: £81,154.58 (03/19) - £77,439.94 (02/20)
    Emergency savings: £2500 (08/19) - £2400 (02/20)
    NSD's - 20/20 (03/20)
  • GlitterbabyGlitterbaby Forumite
    221 posts
    Fifth Anniversary 100 Posts
    ✭✭
    NSD #3 for me yesterday. IT helps that I do 12 hours shifts because the shops are closed when I go to work and closed when I get back!
    £2 savers club #33
    1 debt vs 100 days ~ £193.19£500
  • jammy_dodgerjammy_dodger Forumite
    1.4K posts
    Part of the Furniture 1,000 Posts Photogenic
    ✭✭✭
    my first spend day of the month postoffice as planned to send away the early retirement forms to payroll sent tracked and signed for (belt n braces :))
    my groceries where £9.52 stuck to my list and didnt venture in unnecssary isles..I would have taken a peak at the sales items if not motivated by this thread
    pasties made for the next few days lunches and sneaking in an overtime shift tonight and tomorrow . that should go to towards a last little bit of CC debt thats on 0 percent but want it cleared before i leave in May
    thanks to all that contribute here and keep us all motivated
    JD
    JanuaryNSD12/20
  • cathybirdcathybird Forumite
    7.8K posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ✭✭✭✭
    Well done shopaholicnumber1 :) :T:T and Glitterbaby :) :T:T :) Shopaholicnumber1, I know having spend days might feel a wee bit out of control, but you've got three NSDs under your belt and only need another 2 by the 10th of the month to be totally on track, so I think you are fine, in fact doing very well!

    jammy dodger, sounds like a low-spend and practical day, dealing with retirement forms and making packed lunches, so well done you :) :A
    10 in Save 12K: £0/£12K. Jan NSDs: 7/10 2021 Tilly: £0 2020 Tilly: £4,815.07
    Jan AFDs: 11/21 2021 AFDs: 11/300 2020: 340/300 2021 D: 4 2020 D: 96
  • debbie_debtdebbie_debt Forumite
    293 posts
    Part of the Furniture Combo Breaker
    ✭✭
    Hi,
    Can I join please? First time, and I'm horrendous for spending on impulse buys, random food and drink I don't need while I'm out and generally being frivolous. Time to stop! Aiming for 8 as a start.
    Thanks!
    Deb
    HIGHEST DEBT £53,300 LBM 27/5/2020 CURRENT DEBT £27.600 31/12/2020 
  • cathybirdcathybird Forumite
    7.8K posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ✭✭✭✭
    Hi,
    Can I join please? First time, and I'm horrendous for spending on impulse buys, random food and drink I don't need while I'm out and generally being frivolous. Time to stop! Aiming for 8 as a start.
    Thanks!
    Deb


    Welcome debbie_debt :) :wave:, and best of luck with the challenge! :)
    10 in Save 12K: £0/£12K. Jan NSDs: 7/10 2021 Tilly: £0 2020 Tilly: £4,815.07
    Jan AFDs: 11/21 2021 AFDs: 11/300 2020: 340/300 2021 D: 4 2020 D: 96
  • Happy_MondayHappy_Monday Forumite
    282 posts
    100 Posts First Anniversary
    ✭✭
    Hi everyone, Happy Monday!

    Checking in with day 4 NSD. Busy day at work and long drive home meant zero spend, which is good.

    Just had tea, going to let it settle then I’m all set for a workout.

    I’ve got a NSD planned day tomorrow, only petrol and running club subs which I don’t count.

    Have a lovely evening all xxx
  • Money_ChoicesMoney_Choices Forumite
    88 posts
    Second Anniversary 10 Posts Photogenic
    Hi

    I'd like to join this challenge again. I'm going for 10 NSDs in Jan and already have 1NSD.

    Money Choices
    25 July 2020 Starting Debt £10,717.56 Current Debt £10,598.38, NSDs Jan 21 10/15
    Grocery Challenge Jan 21 £87.38/£120,SPC 14 Number 061 £1.87
    Emergency Fund £1.00/£1,000
  • TrushTushTrushTush Forumite
    218 posts
    Fourth Anniversary 100 Posts Photogenic Energy Saving Champion
    ✭✭
    3/15

    #3 for us today! Tomorrow is a planned spend day but hopefully that is us until the weekend
    No Spend Days 2020 Jul 24 / 28 Jun 20/25 May 22/25 Apr 20/25 Mar 16/25 Feb 20/20 Jan 20/15
    Clear all Debt in 2020 #97 WE DID IT!! DFD June2020
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