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Jubilant January's NSD Challenge!

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Comments

  • cathybird
    cathybird Posts: 16,493 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow, a busy evening! Everyone has got off to a fantastic start! Well done Happy Monday, Saver.The.Taste, MoneysavingmadGem, savequidalot, CJRyder, beanielou and bestlifenow! :) :T:T :A:A Welcome to lar90, TrushTush and Butti :wave:, so good to have you along for the journey :) Happy New Year and good luck with the challenge!
  • cathybird
    cathybird Posts: 16,493 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning all, I'm back at work today, taking a packed lunch so hopefully no need to spend anything, so it's 2/15. :)
  • Hello everyone.

    2 NSD here so far (Wednesday and Thursday).

    Have to spend today as I need petrol, and babybels (my disabled son's favourite food).
    £2 savers club #33
    1 debt vs 100 days ~ £193.19£500
  • 2/20 today :)
  • cathybird
    cathybird Posts: 16,493 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hello everyone.

    2 NSD here so far (Wednesday and Thursday).

    Have to spend today as I need petrol, and babybels (my disabled son's favourite food).


    Well done Glitterbaby! :) :T:T You can exclude petrol if you like, if it's a necessity - along with basic groceries, or anything else you can't really function without. I exclude bus and train fares basically because I use public transport most days so would almost never have an NSD if I didn't. :)
  • cathybird
    cathybird Posts: 16,493 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SSDD23 wrote: »
    2/20 today :)

    Well done SSDD23! :) :j:j Off to a great start :)
  • Packed lunch for me too, today, cathybird (it helps, doesn't it) - bringing me to 3/20 NSDs, so far. Will see what tomorrow brings. But off to a good start!
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • cathybird
    cathybird Posts: 16,493 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Packed lunch for me too, today, cathybird (it helps, doesn't it) - bringing me to 3/20 NSDs, so far. Will see what tomorrow brings. But off to a good start!


    It definitely helps! Well done Optimistic Saver :) :T:T
  • A miracle of a NSD for me today, went into 3 shops avoided 3 sales as nothing looked worth it, then went to the pub and survived off water while meeting up with a friend!

    Day 2 of 17 done
    January Grocery Challenge £71.51/£150.00    48% spent!
    February Grocery Challenge £79.83/£112        71% spent!
    March Grocery Challenge £0.00/£93.00           0% spent!


    Save 2022    £2305.21
  • cathybird
    cathybird Posts: 16,493 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A miracle of a NSD for me today, went into 3 shops avoided 3 sales as nothing looked worth it, then went to the pub and survived off water while meeting up with a friend!

    Day 2 of 17 done


    Saver.The.Taste, that's a brilliant effort! Really impressive :) :T:T:A
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