A Year in the Life of...

girlatplay

savingholmes said:

Congratulations GAP so pleased you are debt free. The 6p rounding would be what I would do too so well done! Woop woop

Thank you SH.  I just have one account which doesn't get rounded and that's the one I send anything under £1 to.  Amazing how it adds up.

Looking forward to your DF announcement as it won't be long.

girlatplay

It feels like this has been a really long week.  Work is quiet so the days are dragging.  Still one whole week away from payday.

I had £27 left from my allowance this week.  Normally that would have gone straight to the loan and now it really should be going to the EF.  As I was about to send it I hesitated, and then decided to leave it where it is for now, together with this week's allowance.

I have my second afternoon tea tomorrow.  I have to drive but I already have petrol.  Might have to pay for a juice or two but no big spends.

I have a meal out booked with my best friends next Saturday, 29th.  I'll need to pay for the meal and drinks but we only have the table for two hours so won't get too messy.

I won't use all the money I have aside but it is very nice having a choice.

beanielou

Enjoy your afternoon tea    xx

girlatplay

Thank you @beanielou it was great catching up with my cousin but not the best AT I've ever had.

I had £6 left from paying off the cc's this month so I paid that over to the EF.  When I double checked the balance in the EF, interest of £1.04 had been added.  I have just transferred 96p over to round it again so current EF balance is £43.

Payday in three days!

girlatplay

The payroll company my work use have made a mistake with my salary this month.  Payslips were up today so I checked mine (as always) and I could see right away it was £400 short.  It has all been sorted now and I'll get paid the right amount, I'm just hoping the bank don't ask for wage slips at my mortgage renewal in the next few weeks as it won't show right.  After all I've done to get myself on the straight and narrow I'm pretty annoyed about it.  The bank have never asked to see a payslip since I first took out the mortgage 13 years ago, I just keep transferring to new deals but it would be just like it that they ask this year 🙈

I'm on track for putting aside funds into the EF.  I'll update the total tomorrow.  In the meantime, I had £54 left in the grocery budget (not as good as it sounds, I upped the budget by £50 last month with the new salary to give us some breathing space so it's only really £4 left over on a normal month) so I have transferred that into the EF.  I have £20 left from my allowance but got a girls' couple of hours out on Saturday night so I'm going to hold on to it towards that.

One thing I do have to say, if they hadn't been able to fix my wages on time I would still have been able to cover all my outgoings and that is a really good feeling.  For the first time ever, it wasn't about the money.  The sooner I grow this EF the better.

astrocytic_kitten

How frustrating on the wages. It’s the result of all your hard work that you have the comfort of it not being about the money though - it’s a brilliant place to be. Fingers crossed the bank continue the way they have at previous renewals!

CRANKY40

Don't panic, you can always ask work for a covering letter if your payslips are required. It was their mistake after all....

savingholmes

Glad that money wise things are going so much better. I agree with Cranky - work can sort out a letter for you if it was needed.

girlatplay

Thank you all.

Yes, work have agreed about a letter if necessary.  It's just frustrating after working so hard to clear everything.  We use a payroll company and it's not the first time they've made a mistake.  Our big boss wants to bring payroll in-house. I have done payroll before so I might get roped in but it was a job I quite enjoyed doing.


EF balance today: £600!!


I managed to transfer £503 from my salary over.  (The £3 was to round it to the nearest hundred, obvs).  I am quite delighted.  It's still low for a home owner with a car but it is a work in progress.

I have put aside some money for underwear 😆 but I'm not feeling very spendy right now.  My current underwear is very old but very comfortable.  I'll see how it goes.

beanielou

Great EF.
More than mine!!
Have a happy weekend    xx