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A Year in the Life of...
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Glad you’re doing what you can to manage through this time, sounds very sensible. Take care and stay safe xxDebt at LBM (Dec 2018): £23,167
Debt free Feb 20214 -
Very, very quick update as I MUST go to bed after this.
LMG and I are both well. I am working from home with full pay and will be for a few months they reckon. LMG is furloughed still but will likely be going back to work this month.I have been putting extra funds towards the loan each month (bus fares/hairdresser/a seminar that got refunded/etc). I am waiting for funds to arrive in my account that I uplifted tonight and when I transfer them to the loan tomorrow I will have approximately £4,550 left to pay which is 34 months. I have pulled my DFD back by 8 months! (Well on track to win the secret competition 😉).
Mortgage is down to £87,410.There has been no chance to put anything into savings.
Healthwise, the dietician contacted me and gave me some information with regard to my food and nutrition. I have managed to put on half a stone in 11 weeks (good for me), just another stone to go to be in the "normal" category but it's really hard work. I'm stuck again. I am drinking loads of water and have spent a lot of time in the sun. Not done a huge amount of exercise but not beating myself up about that.The grocery budget is really hard to keep under control. I can't go to the shops so LMG is going for me. She knows the brands (shop's own) that I like and she knows I try to get as cheap as possible but at the moment this is sometimes impossible. The last shop included a bag of rice. I usually get the savers stuff but she couldn't get that so instead of 40p it was £2.50. I had to cry in private. I probably would have just left it but she's buying off the list I give her and we're meal planning together so she doesn't deviate from the list.
I hope everyone is well and safe xxMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Great to hear from you 😃I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
So glad that life is treating you both well.Please keep posting. XxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Great news on the loan 😃. XxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Thank you @beanielou. I quickly scanned through almost 100
pages of your diary last night. I'm glad you're still plodding even if times are not easy. Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
6 -
Another one pleased to see you post, been thinking of you and LMG
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Thank you @[Deleted User]. I have been thinking of everyone also but I haven't been able to post (mentally). Hoping this is another corner I'm turning Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
6 -
Always a PM away if you need an ear.
Remember how awesome I think you are xx I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
And I you. Thank you ☺️ xxbeanielou said:Always a PM away if you need an ear.
Remember how awesome I think you are xxMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
6
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