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A Year in the Life of...

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  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No worries. I got my diagnosis for ASD and dyspraxia. DS diagnosed with ADHD. My leg is almost recovered at last. Top things. We are both WFH during crisis. DS is back from uni and setting up as a freelancer and it is going well for him. I've set up a limited company for my art and writing and plan to publish as soon as I've sorted the tax situation... There all caught up LOL. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 17 April 2024 at 2:23PM
    Thank you @astrocytic_kitten.  I have caught up with your and @[Deleted User] 's diaries now.

    @savingholmes did they find out what was wrong with your leg?
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm having to do a small rethink of extra money that might come in.  It's all very well paying it off the loan and I'm still determined to keep pulling back my DFD but my Dad and BF both have special birthdays in August (in the same week!) and I haven't put much aside for them.  They wouldn't expect me to spend a fortune and I don't plan to but I need to put a little aside this month and next month.

    I can't wait to get back out to do the grocery shop myself again.  This lockdown has really hurt the budget.

    I have no motivation to do anything.  I am using the fact that I'm still working as my excuse but really, I need to pull myself together.  At the start of lockdown I was cleaning, tidying, baking, anything to keep myself occupied but now I've given up and am only doing the bare minimum which is the dishes, kitchen surfaces laundry (I keep it up to date so I only have two loads a week although I've been stretching it out to 10 days, LMG does her own) and cleaning the loo, not the bathroom, just the loo.  LMG has been our chef so I've not even had to cook.  The last time I vacuumed and mopped floors was sometime in May, nearer the start of May.  I just spot clean if we spill something.  Not sure why I'm feeling the need to confess all of this.  Anyway, I have ordered some wool and I have a pattern to make preemie blankets.  I'm not a big knitter but I want to do something and it means I can occupy my mind and hands whilst sitting down.
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
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