Mortgage start: April 2024 - 295k Current £256k
Emergency fund: 13.5k/15k
Current mortgage free year: 2054 2039
Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
The little joy list
Books read: 41 (2024) | 12 (2025)
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Comments
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Other people are the pits, NG 😦 Although I'm giggling at the mental picture that your neighbour enjoying his grass conjured up in my mind - I had am image of him lying face down on the lawn and caressing it, with a big grin on his face - and then I realised what you actually meant 😡! It really has been a long week 😂!
Actually Jessy, I do have some money news now! Today's payment has seen the balance drop below £25k, which is supremely exciting as it also comes with the realisation that it's really not that much (at least in mortgage terms anyway - still feels like a lot of money to me 😮!) Will try and hold onto that thought as it limps down slowly for the rest of the year while I attack the credit card 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8 -
Woohoo! Under 25K is great, well done!Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
Whoop to being under £25kDFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Thanks ladies 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Great going SC!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Thanks Vix!
£5.21 in from Prolific and paid off the credit card - getting there 😂!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
You do really well with prolific - much more effort than I put in- do you keep a track of how much you get from it?Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Ooh so exciting!! Well done!4
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Thanks kaycastle 😀
themadvix said:You do really well with prolific - much more effort than I put in- do you keep a track of how much you get from it?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
I've been for a walk!This is the first time I've been outside for something other than putting the rubbish/recycling out, food shopping, or brief stints in BF's garden (during the same trips as food shopping) since 21 March. It was also the first time since then that I'd been out without my face and hands covered. So quite a big deal all round. Mostly very good social distancing being practiced, which I was pleased to see, although I was surprised that there were more people in town than on the seafront - massive queues to get inside the banks (who even goes into a bank these days? Don't think I've been into mine for at least 5 years?)According to my phone, the last time I walked anywhere was on 22 February 😮😮😮 I know I've been an asthmatic in a pandemic, but 14 weeks without going anywhere on my own two feet is absolutely disgusting 😦 No wonder it took an hour for my face to stop being bright red and blotchy (being the experienced walker that I am, I decided it would be a great idea to go for a 3-mile walk in the hottest part of the day 😡)Anyway, some good news: As it's the first of the month, I've run my "money needed" figures and the combo of mortgage down, credit card down and ISA up means I am now at £120,345.48 needed. I'll be there in no time 😂 (probably quicker than I can get fit 😡)!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7
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