Keep calm and carry on....

themadvix

He’s learning, hurrah! 

South_coast

Thank goodness! Or he's reading this! No, he definitely won't be reading, I think he will have heard of Martin Lewis but he won't know there's a website, let alone a forum 😂!

Jessy103

Maybe he'll be an MSE convert  by the time lockdown is over! 😂

South_coast

😂😂😂😂😂😂😂😂😂😂😂😂😂😂

Of all the things that might happen, I can be reasonably confident that won't be one of them! 

Although it has definitely tickled me to think about it 😂!

savingholmes

Glad he stuck to list for you.... pizza! Bread! Yum. In theory I have a couple of pizzas for the kids on a click and collect tomorrow.

debtfreeoneday

Well done to BF!

South_coast

This must be the longest ever wait between paydays. Still a week to go and I am £0.00 petrol, -£12.25 groceries and £0.00 personal 😯 And when it does come round it's going to be 15% down 😯

How on earth is everyone else managing to save???

savingholmes

While my bills are lower on some things that is being offset by increased food shopping.... Plus time on our hands seems to trigger other online shopping in our house.  I think if you were spending out hundreds on childcare and travel and that stopped then you could have big savings - but our commute costs were relatively low and DS returned home so extra mouth to feed.

South_coast

I might go back over it at the weekend and try to unpick it. I'm sure I recall putting £500 into the pots on payday, but I have a feeling some was already committed and £100 from the petrol pot may have migrated into the mortgage pot. But I've spent £0 on petrol as opposed to my usual £250-£300 and I think most of the few bits I've bought online have been with vouchers, so still perplexed 😯 Just want to avoid making the same mistakes next month and not capitalising on what should be lower expenditure

South_coast

Decided not to wait until the weekend and have gone back over my transactions. I had forgotten that I filled up the pots a week early, so it has already been a month and that's probably contributing to feeling the pinch as I'm not in a position to start early again.

Total spend £534.19, which is interesting as there was definitely only £500 available and I'm definitely only £12.25 over-spent???

The total breaks down as follows:
£26.15 over-spend from March 
£21.00 buying booze out of the bag of random gifted oddments 😡 (money transferred to mortgage pot, so not a total disaster)
£13.50 dry cleaning (oh yeah - had COMPLETELY forgotten about that!)
£9.00 prescription 
£54.00 my share of a case of wine BF ordered in March without consulting me 😠 and I couldn't pay him for. Even worse, it's at his house 😢
£31.14 charity 
£23.16 eBay (this was mostly my stocking up on dried fruit and seeds)
£2.55 Amazon
£30.00 savings for my niece (she gets a Brucie bonus this month as it's her birthday month)
£93.57 groceries purchased by BF
£130.12 groceries purchased by South Coast 
£100 pay off mortgage/emergency fund account 

So not *as* bad as it feels, at least I can see where the money has gone and it's all been fairly sensible. That grocery spend is outrageous though - there's only one of me 😮! And I won't be as over-spent when the month starts as I was last time round (although I have promised to treat BF to some pork schnitzel and apple strudel from Lidl this weekend as it's their Alps week - £5.78 😀)

Actions for May:
* Retrieve some wine from BF's!
* Make sure BF sticks to a list if he's shopping for me
(There, sounds like the wild expenditure is nothing to do with me now 😂)