Keep calm and carry on....

savingholmes

The sun is shining - woohoo. Glad you  got to sleep eventually

South_coast

The £148 refund has arrived and is safely tucked away in the pay off mortgage account. Adding up the money set aside for the mortgage, credit card and my savings pots, I have just over £4k to hand at the moment, smashing my £3k safety net target, so I *could* send a little OP before payday. After all, if disaster strikes it won't make any difference if I have the beginnings of next year's car insurance money, or money set aside for my niece's 18th (she's not quite 6 😂), will it....? No, Must Stay Strong 😦

1 May it is, only 15 days to cope without making an OP.... Feel like I need some sort of group support therapy session - "My name is South Coast and I'm desperate to overpay my mortgage"!

South_coast

I've also realised I was being a bit ridiculous with the extreme budget for next month. If my grocery budget is normally £100 per month when I'm able to shop around, I really don't think £87 is going to be achievable when I can't and there are still occasional shortages. Plus I need to allow something for petrol should things suddenly change (which I think is unlikely, but fail to prepare and you prepare to fail and all that). I did think I might have some left over from this month, but that got shunted over to the grocery pot after BF's wild spending last week....😂

So, the budget is £913 bills, £250 savings, £100 groceries, £30 petrol and £20 personal = £1313. Anything over that goes into the lovely OP pot. C'mon payday, I want you now! 

Grogged

With such a lucky budget, perhaps you should do the lottery as well... 😂

South_coast

LOL 😂

I can't sleep, brain keeps ruminating over how nice it will be to make an OP 😡 I really must get a life....

coldcazzie

Jessy103 said:

Ikr! The days are going by so quickly even though we're stuck inside! I remember when it was the 6 week holiday from school and the days seemed to drag by, it seems the older you get, the quicker time flies!

There is an actual reason for that.... when you're a child 6 weeks (or a year, or a day) is a larger proportion of your life than when you're an adult. When you're 5, 6 months is literally 10% of your total lifespan; when you're 50, 6 months is 1% of your total life span. Children feel like they're experiencing time at a slower rate simply because they've hardly experienced any of it.

Jessy103

coldcazzie said:

Jessy103 said:

Ikr! The days are going by so quickly even though we're stuck inside! I remember when it was the 6 week holiday from school and the days seemed to drag by, it seems the older you get, the quicker time flies!

There is an actual reason for that.... when you're a child 6 weeks (or a year, or a day) is a larger proportion of your life than when you're an adult. When you're 5, 6 months is literally 10% of your total lifespan; when you're 50, 6 months is 1% of your total life span. Children feel like they're experiencing time at a slower rate simply because they've hardly experienced any of it.

I had never even considered any of that, it makes perfect sense!

Gold star, top of the class for you caz!

coldcazzie

Jessy103 said:

coldcazzie said:

Jessy103 said:

Ikr! The days are going by so quickly even though we're stuck inside! I remember when it was the 6 week holiday from school and the days seemed to drag by, it seems the older you get, the quicker time flies!

There is an actual reason for that.... when you're a child 6 weeks (or a year, or a day) is a larger proportion of your life than when you're an adult. When you're 5, 6 months is literally 10% of your total lifespan; when you're 50, 6 months is 1% of your total life span. Children feel like they're experiencing time at a slower rate simply because they've hardly experienced any of it.

I had never even considered any of that, it makes perfect sense!

Gold star, top of the class for you caz!

*bows* 

South_coast

Time is definitely flying while we're not having fun 😯 Although it seems to have been a very long 4-day week. I have been very distressed all day today that it isn't Friday, but that might have something to do with a ridiculously sleepless night. Took ages to drop off, then was awake for hours, then managed about half an hour some time after the seagulls started to herald the arrival of dawn. Hoping for a better night tonight. 

In brighter news, I've remembered I've got some mileage coming with this month's salary. Can't remember how much, but think it's a bit over £100 as there were a couple of weeks of working normally at the beginning of March. So that's my 1 May OP secured 😀!

Jessy103

That's not good SC! Is it worrying about everything that's going on that is keeping you awake? Is there anything you could do that might help, a bath and a glass of warm milk before bed or something like that? I hope you feel better soon ❤