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You'll have to wait for the big reveal in December, KP - still refining them at the moment! At that point, I might start a new diary as well. This one feels like it's getting a bit long, plus it talks about the mortgage, which was so 2019 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
You're no fun!! Not even a teaser.6
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Oh no, now you've got me thinking about goals for next year...Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20175
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Never too early 😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
I like your so 2019 thread as I always think it is so motivating for us all to read the long years of focus it takes, but your choice of course!
I am thinking also of my 2022 gals but got 2.5 months of big goal finishing to get done for 2021 still....DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest5 -
Woke up this morning with £160 and 6 days til payday (sorry KP 🤣), so spent £22.99 choosing clothes from an online order I needed to try on, £2.35 at Lidl, £38 topping up the car with petrol and £8.41 on books from eBay to take advantage of a "£2 cashback when you spend £5" offer from TopCashBack. Then the gift card balance on my Amazon account (earned from surveys etc) was burning a hole in my pocket, so have ordered some outrageously expensive sports socks 🤣! Think I'll need another tank of petrol at the end of the week (lots of driving due this week), but should still have some left over before payday 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
very MSE ')DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest1 -
Sounds like a productive use of your time and money. You've reminded me that I've got some amazon vouchers that I need to add to my account ready for when we've decided on a new vacuum.Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20174
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I save stuff up to take advantage of those £2 TCB deals. There is always something somewhere I’ve earmarked. Must go and buy a pumpkin this week and get £2 back as well!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
Yes, I was intrigued by the pumpkin one this morning!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2
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