Mortgage start: April 2024 - 295k Current £256k
Emergency fund: 13.5k/15k
Current mortgage free year: 2054 2039
Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
The little joy list
Books read: 41 (2024) | 12 (2025)
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Keep calm and carry on....
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Thank you! No improvement on the scales though 🙁 but hopefully lowering alcohol and upping exercise will see something happen eventually....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
I'm pretty sure that monster munch come from the monster tree, therefore aren't processed and are actually one of your five a day!
I have not drunk alcohol regularly for 8 or 9 years, so I have absolutely no idea whether mid week drinking is excessive. However I do think port is yucky and brings a lot of memories of teenage me which I did not need this early in the morning!
Glad you didn't get charged and smashing your free money target!5 -
Whoops, sorry for the bad memories 🤣! Wish I found it yucky instead of lovely!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Comes in to check free money target for May…
😤
ps well done on money earned for April. You smashed ‘my’ target for you. I’m setting it at £100 again for May. 😂
DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
I'll let you know how I get on 🤣!
£0.00 so far anyway....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
I do like port as well!
I've been cutting down on alcohol last few weeks as we're going to start a family hopefully at some point soon. I didn't drink much during last year and that had a few nights in gardens where I just had a couple but felt awful the next day. Really didn't like it, my body seemed to skip right past tipsy to not feeling good after just 2 beers.4 -
Well done cutting down on the booze sc, something that helped me was to treat myself to chocolate or a nice slice of cake instead of wine on very stressful days, not a long term solution but better than buying the wine I say 😬MFW 67 - Finally mortgage free! 💙😁2
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I think you definitely notice it more the less you have regularly. When I was drinking every day (and stressed at work) I just thought I had a terrible sleeping pattern and would wake up in the early hours every morning and then claw my way through the day in a grumpy mood before falling asleep on the sofa after dinner. Actually, drinking less (and being less stressed as well I guess) makes me see the impact that one night of drinking has on my sleep pattern and general grumpiness. I do still like it in the moment, but I'm not very good at knowing when I've had enough (not necessarily getting drunk, but having more than I'd like to have done). Think the answer is not to have any at home, that way I can still have a glass of something with a meal or in a pub garden, but it's a finite amount and there should be a natural barrier to having more 🤞
(Trying to forget I have a bottle of red at BF's house. May have to hide it in amongst his heaving wine rack - which at least I haven't already paid half for this time 😮!)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Ooh, you snuck in there NG while I was musing about sleep patterns! My trouble is I'm a bit all or nothing. About 10 years ago I actually gave up drinking for a whole year, and I did exactly that and substituted it with sweet stuff instead. Except that I ended up having packs of chocolate digestives and 24-packs of jaffa cakes instead of dinner (yes, digestives and jaffa cakes for the same meal), often supplemented with pizza topped with a whole mozzarella ball. Never has my weight gone up so quickly 😮! Older me is trying very hard to learn about things like balance and moderation instead of obsession (or feast/famine as BF would call it), but it's not easy....🤣Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
I am a bit like that as well. My self control comes from not buying something especially crisps. I think sometimes you need to retrain yourself that a treat doesn't mean consumption... I have not succeeded.
(Biscuits for dinner is the dream)4
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