Keep calm and carry on....

themadvix

I frequently have to remind myself that actually doing the work is the best way to achieve what I want in the future! 

Glad no blood coughed up 😊

Grogged

debtfreeoneday said:

Definite love triangle there between Godzilla, King Kong and... ANO..

That would explain the babies!
(Cue east Ender's style music😆)

Cheery_Daff

I'd definitely take 'not coughing up blood' as a good sign!

Yes, definitely lots of pent up-ness being released on that thread - I love it, and it's made me have a right overhaul and inspection of our plans (which have led to no dramatic action at all, sadly!)

Doing something towards the future is always good! 

killerpeaty

Coughing up blood is so uncool, don't be lame @SouthCoast :P 

@Cheery_Daff I find small incremental changes are more sustainable than one massive shift!

South_coast

Yep, I like the "every £1 you don't spend now reduces enough by £25" mindset 👍

*Ahem* although I have today raided the EF and 2021 holidays pots and paid another £900 off the mortgage 😀😀😀 I figured my chances of an international holiday this year are very slim (which BF confirmed 🤣) and the EF was looking a little high for what I need in a MF world (getting slightly ahead of myself there, but no apologies!)

edinburgher

@South_coast - bought new running shoes - will join you in good behaviour

ruby_eskimo

Oooh thanks for pointing me to the FIREside Chats thread, definitely need to delve into that a little more this evening.  Agree that an international holiday is definitely off the cards this year too, but still topping up the holiday fund so we can have ALL the international travel next year!

South_coast

I'll just be glad to go on my two UK trips which have been re-booked from last year 🤣!

Having a good financial admin day today. First day of the new tax year, so I've transferred the £4k I had primed and ready for the LISA. I've also opened an account with Vanguard and applied to switch my S&S ISA over (of course it transpires that my existing provider don't do electronic transfers, so now I have to print off a form and post it - Virgin Money, I am naming and shaming you 🙄!) Finally, I've had confirmation that my request to reduce the mileage on my car has been accepted, which will save me £270 between next month and March. 

Now, what can I achieve tomorrow....🤔🤣

tudorfan39

I also feel like I did something 'worthy' today.i realised that whilst I was all eyes on the prize for reducing the mortgage, my savings aren't really increasing. So I set up £100 to go to my Vanguard every month on pay day. As if to reinforce this, I've seen on 3 different forums the mantra 'pay bills, save, then spend'. Think the universe is trying to tell me something! 

South_coast

Never a bad thing to listen to the universe 😀!