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Keep calm and carry on....

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  • Cheery_Daff
    Cheery_Daff Posts: 17,163 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Looks like you have done excellently to me!! Plenty of good things in there, and you've exceeded your extra income target, hooray! Great work!
  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You buying clothes isn't necessarily  bad thing. You don't buy £90 of clothes every week or month, whereas I used to have a colleague who "invests" in high end shoes, so gets 2 £600 shoes a month!
  • Poppycat1
    Poppycat1 Posts: 376 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Well done on all that extra income.  I think I will copy you and set myself an extra income target.  How do you decide on your target?
    Without overpayments: 15 years, 1 monthsBecause of overpayments: 10 years, 10 months left until paid off
  • South_coast
    South_coast Posts: 5,877 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Ooh, thanks you lovely lot, you're very sweet 😀 £600 on a pair of shoes though, KP 😮! Not sure I've spent that much on footwear cumulatively yet!

    The target was completely randomly plucked out of the air Poppycat. I thought it would be nice to get £100/month, so  £1200 total for the year. I had a really good January and February, so they've brought the total target down nicely and the monthly average needed to achieve it 😀
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £600 on a pair of shoes is mental :lol: But different people, different priorities!

    Your patience is incredible.
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'd say a C- for March rather than a D - you're being too harsh on yourself 😂  Well done on hitting the goals though and treating yourself to some new stuff.  I've bought a few things on Vinted and depop over the weekend because I've realised that I also needed to up my clothing game if I'm going to be working from home on pretty much a permanent basis - I want to feel comfortable but also good at the same time.  Think the most I've ever spent on a pair of shoes was £150 on my walking boots so that shows you my priorities when it comes to fasion 😂
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • Cheery_Daff
    Cheery_Daff Posts: 17,163 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's an awful lot on shoes!! My walking boots were from a charity shop, which probably shoes you how much serious hiking I do 😂A lot of our daily strolls i do in rigger boots 😂
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