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Keep calm and carry on....

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  • Ooh thanks for letting me know about the Nectar boost - just got 250 points and the 10000 I won before Christmas have now been credited 🥳 
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • Excellent work 😀😀😀!!!

    And congratulations on becoming debt free, that must feel amazing! Looking forward to seeing you here on MFW once you've got over the celebrations and start feeling the urge to pay something off again 🤣!
    Thanks! Focusing on emergency fund first, then will attempt the mortgage 🤞
    Debt at LBM (Dec 2018): £23,167
    Debt free Feb 2021
  • Morning to all you Nectar app users. I had a "juicy points boost" thing on mine today - I got 200 free points. Worth checking!
    Nothing showing on the Nectar app for me.  :'(
    Mortgage Free November 2018
    Early Retired June 2020
  • greent
    greent Posts: 10,759 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning to all you Nectar app users. I had a "juicy points boost" thing on mine today - I got 200 free points. Worth checking!
    Nothing showing on the Nectar app for me.  :'(
    Nor me :( 
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • greent said:
    Morning to all you Nectar app users. I had a "juicy points boost" thing on mine today - I got 200 free points. Worth checking!
    Nothing showing on the Nectar app for me.  :'(
    Nor me :( 
    I won't take it personally then!
    Mortgage Free November 2018
    Early Retired June 2020
  • South_coast
    South_coast Posts: 5,863 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Aargh, how annoying! I thought everyone would have had the same! Maybe tomorrow 🤔?

    (Now I have The Littlest Hobo music in my head....🙄)
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Seems to be based on what vouchers you had that you could have used but didn't so if you're good at using them you might not get it? But I had seen it and not realised what it was so thanks folks, that's an extra 220 Nectar points :)
  • greent
    greent Posts: 10,759 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ahh - I'm very good at using the vouchers every other week... :( 
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • South_coast
    South_coast Posts: 5,863 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Ahh, that could explain it then! I have threatened to take BF's phone off him this weekend and download it for him, as he still hasn't done it despite a) me telling him about it probably 12 months ago; b) them running an ad campaign about it; and c) him doing ALL his shopping at Sainsbury's 🤦‍♀️! It will make no material difference to my life whatsoever, as our finances are completely separate, but for some reason it's really paining me to think he's missing out!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • I haven't been in Sainsbury's for ages so perhaps that's why I wasn't chosen 
    Mortgage Free November 2018
    Early Retired June 2020
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