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Keep calm and carry on....

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  • Cheery_Daff
    Cheery_Daff Posts: 17,139 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, well done you, and well done for OP ing the rest! I unthinkingly absorbed the house insurance pot extra back into the budget the other day but now thinking I shouldn't have done!
  • South_coast
    South_coast Posts: 5,865 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    It was only thinking that I might free up some money for an OP which forced me to get on and sort the insurance (BF was pouring rum and cokes last night and I was feeling a bit peaky - he can be quite heavy-handed 🤣!)
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Starting to wish I hadn't mentioned it now - you're all getting more than me 🤣!
    I have finally got mine, 200 points  :)
    Mortgage Free November 2018
    Early Retired June 2020
  • You've just reminded me that I need to start looking at car insurance quotes soon.  The last 2 years my renewal quote has actually been the cheapest but we'll see what happens this year.  Well done on the overpayments, you'll be MF in no time!
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • Thanks Ruby, that's what I'm hoping, then it's on to Project Refurb and actually making it a home 😀!

    My £25 has arrived from One Poll - hallelujah! February target achieved 🧚‍♀️🧚‍♀️🧚‍♀️
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,865 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    And I've received some skincare products to test, which will earn me £5 when I send them back in 2 weeks 😀
    And I've been booked in for my first Covid vaccination 😀 

    This is shaping up to be a pretty exciting day in the SC household (and that's notwithstanding the fact it's coming from a pretty low baseline) 😀!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,865 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Payday today and I have already spent more in one day than I did in the whole of the preceding month 😮! The combination of Nectar points, Amazon credit and a bizarrely cheap month meant I only spent £114.02 after bills since January payday. £85 at the dentist and £47 on petrol have quickly trumped that 😮😮😮!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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