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Keep calm and carry on....

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  • Ooh, my water bill is going down by £1.39/month!

    (I shall try not to spend it all at once 🤣!)
    Mine's going down by £14 😳
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • badmemory
    badmemory Posts: 9,610 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Mine's going up by 16p a month.  I must have gone wrong somewhere!
  • South_coast
    South_coast Posts: 5,866 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Ah, well at least I'm not going up! £14 is a nice saving though Ruby, especially when it doesn't take loads of shopping around to get it!

    Am sure when the council tax bill arrives it will be going up by more than my water reduction, and on Saturday I have all the fun of the car insurance comparisons to come 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,866 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    OMG, in desperation I have gone back to One Poll - only to be confronted with a survey about alien invasions 🤦‍♀️🤦‍♀️🤦‍♀️
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Oooh my Bill's gone down by £50 but that might be cos I've only just worked out how to do a meter read! My meter is a little bit too clever for me!
    Mortgage start date Dec 2019 - £217,000  MFD Dec 2034
    Mortgage currently £163,750 MFD 2030

  • Ooh, that is worth shouting about! I'm on the you've-asked-for-a-meter-but-you-can't-have-a-meter rate, so no chance of that kind of pizazz here 🙁!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,866 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning to all you Nectar app users. I had a "juicy points boost" thing on mine today - I got 200 free points. Worth checking!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • @South_coast I’m a lurker in MFW world having only just got debt free, but I just opened up the nectar app based on this and got 1000 points on the juicy points boost, doubling my balance - thank you!!
    Debt at LBM (Dec 2018): £23,167
    Debt free Feb 2021
  • South_coast
    South_coast Posts: 5,866 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Excellent work 😀😀😀!!!

    And congratulations on becoming debt free, that must feel amazing! Looking forward to seeing you here on MFW once you've got over the celebrations and start feeling the urge to pay something off again 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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