We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Keep calm and carry on....

1193194196198199319

Comments

  • edinburgher
    edinburgher Posts: 14,258 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Good idea - I remember my survey days and it still makes me anxious!
  • South_coast
    South_coast Posts: 6,143 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    P.S. Knowing it's for the mortgage/The Future helps keep me focused too x
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • ruby_eskimo
    ruby_eskimo Posts: 4,829 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done on the January goals and the free money.  I need to get cracking on onepoll too as I'm close to pay out but it's so exhausting sometimes.  At least I managed to get DH on the matched betting bandwagon and he's making a pretty profit over there.  He even said he liked "side-hustling" over the weekend, almost fell off my chair 🤣.
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • South_coast
    South_coast Posts: 6,143 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    If I mentioned side-hustling to BF he'd probably think it was some kind of dance move 🤣! I've often thought about matched betting but never jumped in, I'm just so terrible at maths I know I'd manage to c*ck it up somehow!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • But they do pay off (sometimes) in the end!

    Which leads me nicely onto.... The January free money totals 😀:
    £0.16 Amazon sale (yep, that's the net figure after fees and postage 😮)
    £1.00 Lidl scratchcard win
    £1.49 bank account interest
    £2.00 Storewards
    £4.67 TopCashBack
    £5.00 Shoppix
    £5.00 i-Say
    £5.04 We Buy Books
    £7.48 Qmee
    £10.00 Vypr
    £15.00 cashed-in Nectar points
    £17.14 Prolific
    £26.50 Panelbase
    £30.00 Shop & Scan 

    The target was £105 and the total achieved was £130.48 😀

    I've decided I'd like to try and average £100/month this year, so after making such a strong start the February target is £97.23. Best get cracking!
    No no no. You don’t get away with a flimsy target like that 😂 target has to be £100 at least. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • That said, awesome work on the free money. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • South_coast
    South_coast Posts: 6,143 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Nooo, I need to feel like I'm reaping the rewards of a good month with a lower target for the following ones! I will not let you goad me into a higher target again 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.