We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Keep calm and carry on....
Comments
-
Good idea - I remember my survey days and it still makes me anxious!
2 -
But they do pay off (sometimes) in the end!
Which leads me nicely onto.... The January free money totals 😀:
£0.16 Amazon sale (yep, that's the net figure after fees and postage 😮)
£1.00 Lidl scratchcard win
£1.49 bank account interest
£2.00 Storewards
£4.67 TopCashBack
£5.00 Shoppix
£5.00 i-Say
£5.04 We Buy Books
£7.48 Qmee
£10.00 Vypr
£15.00 cashed-in Nectar points
£17.14 Prolific
£26.50 Panelbase
£30.00 Shop & Scan
The target was £105 and the total achieved was £130.48 😀
I've decided I'd like to try and average £100/month this year, so after making such a strong start the February target is £97.23. Best get cracking!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8 -
I actually don't know how you do it. It's an amazing total! I get home from work and go to sleep, anything more and I am grumpy lol.5
-
Thanks KP, although most of the above is quite passive really. The receipt scanning takes a few minutes after I've put the shopping away, Shop & Scan normally only takes 10 minutes or so a week (I got a lot more this month because I was doing their quarterly food diary) and I have my phone next to me and refresh Vypr while I wait for things to load on my work laptop (only when working from home, obvs 🤣!) £25 of the Panelbase payment was for the focus group I did last month, so that did take an hour but it was all done in one go, so really that just leaves Qmee, Nectar Canvass, i-Say and Prolific as the time drains and I do those in the ad breaks while I'm watching TV.Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
P.S. Knowing it's for the mortgage/The Future helps keep me focused too xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Well done on the January goals and the free money. I need to get cracking on onepoll too as I'm close to pay out but it's so exhausting sometimes. At least I managed to get DH on the matched betting bandwagon and he's making a pretty profit over there. He even said he liked "side-hustling" over the weekend, almost fell off my chair 🤣.Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20174
-
If I mentioned side-hustling to BF he'd probably think it was some kind of dance move 🤣! I've often thought about matched betting but never jumped in, I'm just so terrible at maths I know I'd manage to c*ck it up somehow!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
No no no. You don’t get away with a flimsy target like that 😂 target has to be £100 at least.South_coast said:But they do pay off (sometimes) in the end!
Which leads me nicely onto.... The January free money totals 😀:
£0.16 Amazon sale (yep, that's the net figure after fees and postage 😮)
£1.00 Lidl scratchcard win
£1.49 bank account interest
£2.00 Storewards
£4.67 TopCashBack
£5.00 Shoppix
£5.00 i-Say
£5.04 We Buy Books
£7.48 Qmee
£10.00 Vypr
£15.00 cashed-in Nectar points
£17.14 Prolific
£26.50 Panelbase
£30.00 Shop & Scan
The target was £105 and the total achieved was £130.48 😀
I've decided I'd like to try and average £100/month this year, so after making such a strong start the February target is £97.23. Best get cracking!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)2 -
That said, awesome work on the free money.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)2 -
Nooo, I need to feel like I'm reaping the rewards of a good month with a lower target for the following ones! I will not let you goad me into a higher target again 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
