Keep calm and carry on....

QueenJess

South_coast said:

And just to prove that point, I've spent quite a bit of time last night and this morning trying to do some Swagbucks surveys so I can get to payout and scrap it. Screened out of every one. Just went into Qmee for the first time in probably a week - 59p in 9 minutes. Now safely in my bank account!

Don't bother doing surveys for Swagbucks if you want to give it up.  You can play games for 10 SB everyday (a bit of a faff), or you can just click the watch link for 20 SB a day and it clicks through without you having to do anything.

debtfreeoneday

themadvix said:

You should never doubt your abilities! 😂

☝️ What they said 👆

debtfreeoneday

Have a lovely Christmas SC!

South_coast

Thanks DFOD, you too 😀 

I did look at the video thing on Swagbucks Jess, but it wouldn't let me proceed without being connected to WiFi (and I was not using my precious time at BF's watching flippin Swagbucks videos!). I knew I couldn't be getting the best out of it as a) people on DFW seem to get loads from it, and b) they kept filling my inbox with emails about functionality I wasn't using! Still, I managed to get to payout by doing the daily polls, receipt scanning and getting screened out of surveys, so it's now gone 😀!

In other news, Nectar Canvass doesn't seem to have got the memo re cheese buying tomorrow - screened out of 15 surveys in the last 12 hours and only one completed. Total earnings 25p 🤣! Although one was declined because I hit the "next" button too quickly and said I was 3 years old 🤦‍♀️ so I'll let them off that one!

South_coast

I have whiled away a few hours today trawling through old bank transactions as I was curious how much I've actually paid off the mortgage as opposed to how much the balance has decreased by. The total is £60,156.26 so far 😱 If interest and ERC's weren't a thing, I'd have a balance of £5338.74 right now 😮! I've added it to my signature to remind myself that I've put more into it than the headline figures would suggest!

themadvix

Well that’s an interesting comparison! 😳

 Merry Christmas SC!

South_coast

Thanks Vix, hope you had a good one. 

I was quite surprised actually. I thought I would have already completely paid it off by now, so it was (a smidge of) a pleasant surprise to know the costs aren't adding up to as much as I thought!

caeler

Congratulations on being mortgage neutral!! @South_coast

ElmoR

Great news being mortgage neutral

Interesting to hear that you and others have given up on swagbucks, I did too. I kept trying to do them and getting booted out. Not fruitful at all. YouGov are sending me hardly any surveys to do now too for some reason??

Wishing you a happy and relaxing holidays.

ElmoR xx

South_coast

Thank you both 😀 I'm not truly neutral in the sense that the savings are earning more than the mortgage is costing, as the savings interest is pants and so is the mortgage, so perhaps that's a vote for attack the mortgage 🤔? No, must stay strong! I have a plan and I need to stick to it!

I don't get much from YouGov either ElmoR, although I had one which arrived on I think Christmas morning and I did it yesterday. The excitement of this morning so far is £1.43 on Qmee for a single survey 😀 Only took about 10 minutes too!