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2020++ - smiling and waving and looking so fine

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Comments

  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    * Week 2 Day 1 - Breakfast: Berry Smoothie - Lunch:Pear and Chocolate Slimfast  - Supper: Prawn Caesar
    * Week 2 Day 2 - Breakfast: Cheesy Bacon Lettuce wrap -   Lunch: Pear and Chocolate Slimfast - Supper: HM Burger & Tomato Salad 

    Was very hungry - don't think the slimfast are doing it, but we had them and they need used up and were handy for work - actually nice tasting (improved from a few years ago) just not that filling
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Humdinger1
    Humdinger1 Posts: 2,990 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Congrats @mark55man! A big breakthrough re cc and OD!!  Humdinger 
  • Great news on the OD/CC. 
    Love that you are sharing the meals on the plan :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • savingholmes
    savingholmes Posts: 29,212 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad that the diet is working well and that you are spending less - a double win.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
    2) £1.8K Net savings after CCs 14/7/26 (but owed £450) so £2.2K
    3) Mortgage neutral by 06/30 (AVC £44.2K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.5K of £127.5K target 39.6% July 26 (If took bigger lump sum = 72.4K or 56.8%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.7K updated 29/5/26
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    @savingholmes - thank you - you are winning too
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • EchoB
    EchoB Posts: 124 Forumite
    Third Anniversary 100 Posts Name Dropper
    Wow @mark55man you’ve made amazing progress.

    its such a nice feeling to not be in the OD at the end of the month 😁
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    @EchoB - thank you - you're doing very well as well - different circumstances but same determination :innocent:
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • alt80
    alt80 Posts: 4,689 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Following.
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