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2020++ - smiling and waving and looking so fine

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Comments

  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 July 2025 at 6:57AM
    Thanks alt and SH - Sunday's sound like the future to me !! nearly there!
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Humboldt
    Humboldt Posts: 551 Forumite
    500 Posts Second Anniversary Name Dropper
    Hi @mark55man, great update.  Having visitors is wonderful, but I must admit to enjoying the peace and settling back into my simple routine when they leave.  Congratulations on the weight loss.  Love that you are planning a trip away to celebrate your part time ness, after all it is an important milestone.
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you Humboldt

    Family visiting has quietened down and nice to have a weekend to ourselves.  

    Last full week of being super busy and its all gone well except was not helped by a tummy upset - don't think it was stress related as busy but not stressful. I actually enjoy working at full tilt (just not for too long)

    in related news I seem to have lost another kilo over the last two weeks.  SO I will take that as a bonus - I think being a little uncertain of your digestion helps wonderfully in moderating your food choices :smile:

    Just chilling at the moment with a large sp0rtsd1rect mug of tea - starting my hydration early
     
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • KajiKita
    KajiKita Posts: 10,062 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    I love how a sp0rtsd1rect mug has become a form of measure … a bit like blue whales or elephants 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 30 books of target 52 in 2026 as @ 4th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • f0xh0les
    f0xh0les Posts: 7,853 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    or double decker buses, swimming pools, and football pitches
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • savingholmes
    savingholmes Posts: 29,180 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love the random comments. 

    Good luck with reducing your hours..   exciting times 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
    3) Mortgage neutral by 06/30 (AVC £39.3K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 45.2K of £127.5K target 35.4% 8/5/26 (If took bigger lump sum = 67.1K or 52.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.4K updated 8/5/26
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    another week over - big project finished as far as I am involved - there will be follow up but ironically although the follow up is bigger I will be less involved so that's good

    I am still feeling a bit queasy and out of sorts - lucky its been a quiet few days.  Will try and get out today - a bit stir crazy - thank goodness fr trashy literature and my kindle

    In related news I have lost another kilo so I am now nearly half way to my next target of 200lbs

    Not much to say really so will leave it there wishing everyone happy rest of summer holidays and hello Autumn
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 29,180 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the sustained weight loss 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
    3) Mortgage neutral by 06/30 (AVC £39.3K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 45.2K of £127.5K target 35.4% 8/5/26 (If took bigger lump sum = 67.1K or 52.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.4K updated 8/5/26
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