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2020++ - smiling and waving and looking so fine

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  • doingitanyway
    doingitanyway Posts: 9,940 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    The Ozzies appear to have invented the art of relaxing, so a good place to truly unwind after a full on time.
    'Sizzled and sozzled' could be the unofficial ad slogan for Australia.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'd settle for warm right now Mark!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Humboldt
    Humboldt Posts: 419 Forumite
    100 Posts First Anniversary Name Dropper
    @mark55man good to read that OH is feeling a bit better and that you have such a fantastic trip to look forward to.
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you for coming across to my diary @humboldt - one of my simple pleasures is catching up with that when its been busy.
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So local elections been and gone we ended up +1 new seat, 3 seats retained as our existing councillors were re-elected. Also our opponents contrived to have results that suited us.  We were better organised so only did an average of 15000steps in last week rather than 25000 from last year!!

    Going to take a few days off to recharge and then start on my backlog of garden improvement and decluttering - starting with a surplus of time-expired leaflets!!
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • alt80
    alt80 Posts: 4,641 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Weather is looking up to make a start on the garden. Don't envy you getting rid of all those leaflets though.
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Most leaflets now binned (recycled)

    Now election over I had no excuse not to goto the gym so I did.  First time this year did 2km slow jog and 2km slow row.  Trying to improve time and distance without killing myself
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Humboldt
    Humboldt Posts: 419 Forumite
    100 Posts First Anniversary Name Dropper
    @mark55man Go you! Whilst I sometimes have to talk myself into exercising, I have never regretted it once done.  Even a walk around the block on days when I just don't feel like anything more strenuous is progress.  
  • doingitanyway
    doingitanyway Posts: 9,940 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    It must be a relief that the elections are over. 
    Well done on the exercise.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • FootyFanDan
    FootyFanDan Posts: 1,681 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Good work on the exercise front @mark55man
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