2020++ - smiling and waving and looking so fine

f0xh0les

Looking forward to the M_M annual financial review, just before the virtual MSE Christmas party 🥳🥳. 

mark55man

It will be a good one !!  Just off to listen to my theme tune again (https://www.youtube.com/watch?v=8gPSGrpIlkc) - fabulous - never get tired of it.

savingholmes

Not my taste in music but good you have achieved so much over the last five years 

mark55man

Just winding down for the big day tomorrow - everything done that we need to (just a fraction of normal as we up North with OH's dad).  Sad to be away, but still managed to get the xmas spirit (Gin) and well fed on Mince Pies and Cake

back with my budget and report when I back South - until then keep well and be kind to yourselves and those you care about 

FootyFanDan

You have achieved so much Mark - enjoy the xmas period with family. Looking forward to budgeting review

savingholmes

Hope your trip up north is going well. Happy New Year!

Less_Talk_and_More_Action

Hello @mark55man
I'm a new poster to your diary, but have been following since the beginning.  I have just started a diary and have a similar timescale in my mind  and am impressed with all you have achieved in that time (and I can't believe how quickly the time has gone).  I have to say, whilst I totally admire the actions on the credit cards and mortgage I am probably more impressed by your dedication to the daily steps.  
I have debt to repay before we can focus on the mortgage but I do believe that in 5 years time we will be mortgage and debt-free and what you have really shown is all these things can happen alongside normal life - something that is really important I think.
Happy New Year.
L

mark55man

Thanks SH for your support and thanks LTAMA if I may be so bold for unlurking and with such a powerful user name.

I certainly could follow your lead, but am feeling virtuous today (my first full day back at home) as I walked into town and back!! so am over 5000 already.

savingholmes

Well done on the steps. Happy New Year!

Less_Talk_and_More_Action

To be honest @mark55man my steps are probably nearer 500 than 5000 so you can rightly feel virtuous. I am looking at fitness and weightloss in the new year as well but will be focusing on the exercise bike rather than steps in the first instance.  

I am looking to change my mindset to small but consistent actions (in debt busting and fitness) to embed the habits. My approach to date (all or nothing) has generally had the outcome of nothing over the long term. Although I am very good at talking about both weightloss and debt repayment 🤣. 

L