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2020++ - smiling and waving and looking so fine
Comments
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Used all year round in our house - a partridge is for life, not just for Christmas.
4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******5 -
Love it!!f0xh0les said:Used all year round in our house - a partridge is for life, not just for Christmas.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/263 -
Made me chuckle too
DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved4 -
we're all "its like the partridge family get together"I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
Been a bit quiet my OH and I were having a weekend break staying overnight with friends. Sunday was lovely and sunny so walked a good number of steps. Will just get through the week then catch up with all reporting for the first month of 2022 - how did we get here!I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
Garden works progressing well adding a couple of extra bits to get slabbed that will save work later and allow us to put some pots down to catch the morning sun, and also provide a bit of a hard standing storage area to keep that a bit more out of sight.
Still waiting for the supplier to provide the final consignment of gravel - there is a hiccup in the works, but its not a big deal. Then maybe next week we can start on the inside with the bathroom - that might be a bit disruptive but will see. Not quite ready for pictures yet - but will be there soon.
Having our annual trip to the seaside in a few weeks, we're hoping it will all be done by then and we can get on with enjoying everything.I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine5 -
So literally 5 minutes after moaning about the gravel it turned up unannounced and with a very skilful pump truck operator who managed to navigate some bumps to get it pretty close to where needed. We now have also ordered a set of garden furniture - late into the winter sales we got a reduction from £1200 to £400. Now you and I know that no one in the whole wide world ever paid £1200 but I'm pretty sure £400 is goodish deal for two rattan sofas and a table. Plus it fits perfectly and arrives Friday so the question in my mind is whether it will see a sunny day or a snowstorm first.I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
Oooo, where did you manage to source garden furniture from? We're on the look out
DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved3 -
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine5 -
Nice reading your progress on the house/gardenIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20254
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