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2020++ - smiling and waving and looking so fine

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  • FootyFanDan
    FootyFanDan Posts: 1,685 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Loving reading the plans for the renovations, sometimes it takes new plans to get our butt into gear! I think this weekend for me is a pretty free weekend so I might possibly tackle a trip to our local tip. My car could also do with a clean so think that might be on the agenda too. 
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The good thing about our plans is that to keep the cost down I've agreed to do all the tip runs so my car is excused from being  cleaned. 

    New Shed (only 6x4 so not a man cave!) arrived this morning 07:30 !!!!!! - lucky I was up - not always the case when WFH
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you OSHDTH, yes we had been messaging towards the end of last year, but then his other job cancelled and we got to do it early - like I'm coming tomorrow!!.  Its been like Piccadilly Circus round here so far this week we have had the following delivered
    * 2 ton of Type 1
    * 1 ton of sand
    * 10sq m of Vinyl floor
    * Bathroom shower & suite
    * Bathroom tiling
    * Garden shed
    * 4 packs of 10 slabs
    * 3 bags of concrete
    * Two radiators
    * A partridge in a pear tree

    Just waiting for some gravel and then we're done on Phase 1 (although will need the garden furniture - but OH wants to see the space before deciding on that)
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you OSHDTH, yes we had been messaging towards the end of last year, but then his other job cancelled and we got to do it early - like I'm coming tomorrow!!.  Its been like Piccadilly Circus round here so far this week we have had the following delivered
    * 2 ton of Type 1
    * 1 ton of sand
    * 10sq m of Vinyl floor
    * Bathroom shower & suite
    * Bathroom tiling
    * Garden shed
    * 4 packs of 10 slabs
    * 3 bags of concrete
    * Two radiators
    * A partridge in a pear tree

    Just waiting for some gravel and then we're done on Phase 1 (although will need the garden furniture - but OH wants to see the space before deciding on that)
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The  partridge in a pear tree is my fave...

    Good luck with it all. Will be great when they're done.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    true SH - I hoped someone would spot that - even though it was about a month late 
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • rugbymadfamily
    rugbymadfamily Posts: 505 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    edited 28 January 2022 at 3:14PM
    Sounds like some great plans underfoot! Bet you cant wait for it to be done 😊

    And nice work on the accounts, I find separate accounts so useful to prevent spending money that's actually ear marked for something else.
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    mark55man said:
    true SH - I hoped someone would spot that - even though it was about a month late 
    It was spotted here too, and made me chuckle! 

    Good luck with all the works! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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