Santander Mortgage Application timeline

lac93

7th January- DIP
8th January - Completed application
Only requested 1 pay slip each

Then on the 10th January they've asked for more information to confirm my address and questioned full company sick pay on my pay slip. I've informed them it was only 2 weeks work related incident and I am back in work on full terms and conditions of employment.

I am worried they will wait for 3 weeks until my next pay slip (I get paid on the last working day of the month), as this will delay the process by 3 weeks! I have provided them with Novembers pay slip to show what a normal month looks like.

They have instructed the valuation.

Its just a waiting game now...

manuvirk

Thanks everyone offered issued on Friday 10th Jan

littlecloud

Congrats, manuirk! That's great news. Now you can properly plan your move.
Things are looking more hopeful for me too. They've accepted everything I sent last week in response to their questions and seem to be dotting the i's and crossing the t's with a couple more questions now.

h240

Just seen your other post littlecloud (thought it was best to post here instead) that’s good news! So we’ve been updated atleast and looks like we should hear this week (praying). Anyone else heard anything today regarding their applications?

lac93

Our application is now with the underwriters, should hear in 3 days.

twilightzone

Santander are useless and clearly struggling financially.

They kept asking questions upon questions, dragging it out for weeks and weeks. Then declined for some arbitrary reason. Putting our house purchase into jeopardy.


Seriously, look elsewhere.

h240

Oh no twilightzone they are taking forever it’s 4 weeks ago now our application went to them

h240

Just received our mortgage offer!!!! Good luck to those still waiting :-D

littlecloud

H240 that's brilliant news! You must be so pleased. Congrats!

h240

Cannot believe it! I thought there would be nothing else this week. It’s funny our broker called 10 minutes before we got there offer to say don’t worry they’ve got everything they need now. Feeling relieved. Any news for you? Apparently there’s no back log now got everything crossed for you