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1% challenge 2020
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paid today: £60
paid (cumulative): £128/£642 (20%)
remaining: £514know thyselfNid wy'n gofyn bywyd moethus...1 -
paid today: £83 (yay for cashback payments!)
paid (cumulative): £211/£642 (33%)
remaining: £431know thyselfNid wy'n gofyn bywyd moethus...1 -
Happy to say I made my first payment today for £100!
£1,100 still to go:santa2:1 -
pavlovs_dog wrote: »paid today: £83 (yay for cashback payments!)
paid (cumulative): £211/£642 (33%)
remaining: £431
Flippin nora!! 33%!! January's not even done yet :T£56/2791 -
So done all my overpayments for January £250/£690 36% of my 1% target..... no wonder I have no money left!! :rotfl:Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
1 - DFD: September 1st 2023[/b]
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Flippin nora!! 33%!! January's not even done yet :T
Sadly I doubt we'll be able to keep it up all year! I have a side gig lined up which will boost things nicely until May/June, things will slow considerably then.
Last year was the first I set up an official sinking fund for Christmas and the current account is a lot less sparse than normal for January which has also helped.know thyselfNid wy'n gofyn bywyd moethus...1 -
£34.15 sent to the mortgage today to round it down. Total now £68.67/£565 or 12.15% of target archived1
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Jan £32.65
Feb £30.53
Rounding down again, with be into the 37k bracket next month.£56/2791 -
£261.54 OP made in January, towards my target of £4,222.50. 6% down, another 94% to find...
Having a credit card amnesty for January, February and March (except petrol and food) to help free up cash for OPs. We use credit card for most purchases due to cash back, but recently the additional Amazon and similar purchases have been spiralling out of control...
£100 overpayment this month - some big bills coming up for "nice-to-have" items that I'm feeling a bit guilty about (under-stairs cupboard and electricity supply to the garage, as recently moved into a new-build so these things were missed by the builders. House is a "forever" home, so my thinking is it's worth spending the money to get it right....).
Total up to £361.54 - 8.5% towards my total so I'm already falling behind my target, but hoping to make another OP this month depending just how big aforementioned bills turn out to be! Another £198 takes me under a biggish milestone (£420k), so added incentive to do it!!1 -
fiisch said:£261.54 OP made in January, towards my target of £4,222.50. 6% down, another 94% to find...
Having a credit card amnesty for January, February and March (except petrol and food) to help free up cash for OPs. We use credit card for most purchases due to cash back, but recently the additional Amazon and similar purchases have been spiralling out of control...
£100 overpayment this month - some big bills coming up for "nice-to-have" items that I'm feeling a bit guilty about (under-stairs cupboard and electricity supply to the garage, as recently moved into a new-build so these things were missed by the builders. House is a "forever" home, so my thinking is it's worth spending the money to get it right....).
Total up to £361.54 - 8.5% towards my total so I'm already falling behind my target, but hoping to make another OP this month depending just how big aforementioned bills turn out to be! Another £198 takes me under a biggish milestone (£420k), so added incentive to do it!!2
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