1% challenge 2020

pavlovs_dog

paid today: £60
paid (cumulative): £128/£642 (20%)

remaining: £514

pavlovs_dog

paid today: £83 (yay for cashback payments!)
paid (cumulative): £211/£642 (33%)

remaining: £431

JoseChungsDoomsday

Happy to say I made my first payment today for £100!

£1,100 still to go

5erge

pavlovs_dog wrote: »

paid today: £83 (yay for cashback payments!)
paid (cumulative): £211/£642 (33%)

remaining: £431

Flippin nora!! 33%!! January's not even done yet :T

bigbeff

So done all my overpayments for January £250/£690 36% of my 1% target..... no wonder I have no money left!! :rotfl:

pavlovs_dog

5erge wrote: »

Flippin nora!! 33%!! January's not even done yet :T

Sadly I doubt we'll be able to keep it up all year! I have a side gig lined up which will boost things nicely until May/June, things will slow considerably then.

Last year was the first I set up an official sinking fund for Christmas and the current account is a lot less sparse than normal for January which has also helped.

DancingInTheRain

£34.15 sent to the mortgage today to round it down. Total now £68.67/£565 or 12.15% of target archived

5erge

Jan £32.65
Feb £30.53

Rounding down again, with be into the 37k bracket next month.

fiisch

fiisch wrote: »

£261.54 OP made in January, towards my target of £4,222.50. 6% down, another 94% to find...

Having a credit card amnesty for January, February and March (except petrol and food) to help free up cash for OPs. We use credit card for most purchases due to cash back, but recently the additional Amazon and similar purchases have been spiralling out of control...

£100 overpayment this month - some big bills coming up for "nice-to-have" items that I'm feeling a bit guilty about (under-stairs cupboard and electricity supply to the garage, as recently moved into a new-build so these things were missed by the builders. House is a "forever" home, so my thinking is it's worth spending the money to get it right....).


Total up to £361.54 - 8.5% towards my total so I'm already falling behind my target, but hoping to make another OP this month depending just how big aforementioned bills turn out to be! Another £198 takes me under a biggish milestone (£420k), so added incentive to do it!!

fiisch

fiisch said:

fiisch wrote: »

£261.54 OP made in January, towards my target of £4,222.50. 6% down, another 94% to find...

Having a credit card amnesty for January, February and March (except petrol and food) to help free up cash for OPs. We use credit card for most purchases due to cash back, but recently the additional Amazon and similar purchases have been spiralling out of control...

£100 overpayment this month - some big bills coming up for "nice-to-have" items that I'm feeling a bit guilty about (under-stairs cupboard and electricity supply to the garage, as recently moved into a new-build so these things were missed by the builders. House is a "forever" home, so my thinking is it's worth spending the money to get it right....).


Total up to £361.54 - 8.5% towards my total so I'm already falling behind my target, but hoping to make another OP this month depending just how big aforementioned bills turn out to be! Another £198 takes me under a biggish milestone (£420k), so added incentive to do it!!

Couldn't resist...  Another £200 overpayment made today to get us under the magic £420k.