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1% challenge 2020

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Comments

  • Barny1979
    Barny1979 Posts: 7,920
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    £5 paid off from a Facebook sale
  • 5erge
    5erge Posts: 108
    Ninth Anniversary 10 Posts Combo Breaker
    Forumite
    Jan £32.65
    Feb £30.53
    Mar £50.00
    Now into the 37k range.

    £56/279
  • pavlovs_dog
    pavlovs_dog Posts: 10,229
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    edited 5 March 2020 at 7:07AM
    chipping away!

    paid today: £30 
    paid (cumulative): £391/£642 (61%)

    remaining: £251
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Great news Nat!
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • bigbeff
    bigbeff Posts: 1,151
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    Mortgage over payment so far 2020: £532.70 
    1% Mortgage target for 2020: £690 77% achieved :)
    Debt as of 29/12/25
    Overdraft: 1465.60 327.33
    CC1: 866.75 500
    CC2: 5699.85 5199.85
    Total:8032.30 6027.18
  • Barny1979
    Barny1979 Posts: 7,920
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    £75 paid off today 
  • Talia1
    Talia1 Posts: 169
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Forumite
    £100 Jan,  £100 Feb paid and a few pence thrown in when i can 
    £215.26/£1200 paid 

    cc1 £1900/£3800 to pay by feb 25 Paid in full
    cc2 £0/£1407.00

    365 Day 1p Challenge 2025 #18 £40.00 667.95

    Saving for Christmas 2025 - £1 a day #11 £62.00/£365


  • nat21luv
    nat21luv Posts: 3,435
    Part of the Furniture 1,000 Posts Name Dropper Cashback Cashier
    Forumite
    My holiday to Venice and Rome next week has been cancelled so when I receive the refund I’ve decided I’ll pay it off my loan. It’s only £200 but it’s also a month overpayment, so a month closer to being debt free!
    2025 Mortgage start £378K 2025 Overpayment £103 Savings Challenge 2025 **MONEY MAKES ME HAPPY**
  • bricoleur
    bricoleur Posts: 19
    10 Posts Name Dropper
    Forumite
    Mortgage over-payment day for me, so just paid £16.95 to the mortgage, 20.3% of the 2020 target. 
    Happy Friday everyone! 
    1% mortgage over-payment challenge 2020: target £2,020 | over-paid YTD: £410.95 (20.3% of target)
  • [Deleted User]
    [Deleted User] Posts: 0
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Newbie
    bricoleur said:
    Mortgage over-payment day for me, so just paid £16.95 to the mortgage, 20.3% of the 2020 target. 
    Happy Friday everyone! 
    That’s £16.95 you’ll never pay interest on again. 😁 Happy Friday!
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