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Giving every £ a job

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  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I remember those ra ra skirts too. My dad had a similar response 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Great that you got your flexible working!  I was terribly sick on Taboo once - yuk - why on earth did we all drink that !!!!!!?!

    I probably used to be thin enough for a pair of ONJ trousers but now I'd struggle to fit in a bin bag!!!
  • angela110660
    angela110660 Posts: 949 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Got very tiddly on Babychams years ago! Still love a Pernod with lemonade on the odd occasion (once or twice ayear) as does not make my joints ache like wine does.


  • joedenise
    joedenise Posts: 17,769 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I drink Pernod with water - it's similar to the pastis that the French drink with water.  It works for me as don't have to worry about having mixers if I fancy one!

    The only thing I've ever been sick on was mixing wine - it was a evening with friends probably 40 years ago now we started with white wine when that ran out, some rose wine and then red wine!  No wonder I was sick!  Never mix them now - it's either red, white or rose but no mixing!

  • Blackcats
    Blackcats Posts: 3,905 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Rebecca - you made me laugh about the trousers but don't be hard on yourself - you are a fairly new mum with 2 little children so just getting up and dressed is a great achievement.
    I've never tried Wkd but had a queasy time after watermelon Bacardi breezes.
    Ooh yes, Angela, Babycham - very nice indeed and it always seemed very sophisticated.  Those babycham glasses are iconic.  
    JoeDenise - I can see how all three shades of wine on the same evening could make you a bit squiffy.  
    Weather was much nicer today - on our walk this morning we sat on a bench carved with suns, and engraved "you are my sunshine" and the bench is clearly positioned to maximise the views and the sun - really warm.   My grandad always sang that song to my Nan so it was nice to take a moment to think of them.   And the bluebells in the nearby woods were stunning.  So vibrant and so many of them making a carpet of blue.  It was nice to see so many children out exploring with their parents - one of the few benefits of lockdown has been people enjoying the beautiful outdoor spaces we have.  
    I'm putting some things into my Amaz*n basket - nothing very exciting - there's hardly a working pen to be found in this house and I need a few other mundane bits and bobs.  Other than that I'll need to get some food shopping this week but again it should be a relatively small spend (famous last words).  
  • Blackcats
    Blackcats Posts: 3,905 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I had a day off today so I'm feeling a bit more energised ready for the weekend proper to start.  Curtains are pulled tight, fairy lights twinkling in the fireplace and a lovely chunky candle is twinkling.  Nice and cosy but only problem is it's the end of May and it should be a Friday night on the patio with a chilled glass of wine - soon I hope.
    I felt pleased/proud today -new  gas/electricity account is a bit in credit after month one, mobile phone bill is halved and water bill is down £12 a month - the result of more thoughtful usage and shopping around and changing tariffs.  Can't help wishing I'd done it years ago but hey ho - better late than never.  
    Going to do some crochet now and find something to watch on tv - and just remembered there are Ferrero richer in the snack drawer 🥰

  • Blackcats
    Blackcats Posts: 3,905 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I carved out an hour of time this morning to sit at the kitchen table with a cuppa to sort out a few financial bits and bobs.  I'd got a bit overwhelmed because there were 3 or 4 things needing attention and I did more thinking about what needed doing rather than just starting the task.  Anyway today I made good progress - I moved a maturing savings account from the building society's kind offer of 0.12% to an account paying  a bit more with the same building society.  More out of pique than the chance to earn significantly more interest but every little helps.  I opened my new regular saver and tidied up my current account ahead of payday on Tuesday.  I've got enough to pay £400 off the eye watering council tax bill again this month.  I will slay this pesky bill as soon as I can 🙄
  • Sun_Addict
    Sun_Addict Posts: 24,115 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I watched that programme and enjoyed it. I very rarely waste food these days but still have lots to learn regarding reducing my food bill.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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