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Giving every £ a job

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  • Sun_Addict
    Sun_Addict Posts: 24,109 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That’s brilliant 👏 I had to smile because I always cut the ends off tubes of cream. There’s always loads left inside. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Thanks for the tip @Blackcats.  I am currently using a very expensive (gift from generous relative) hand cream which I will now be cutting open to get every last drop out 😃 
  • foxgloves
    foxgloves Posts: 12,623 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi Blackcats, Yes it's amazing how much product gets left in tubes & binned if not cut open. I also make sure I use every drop of foundation. The brand I like is in a glass bottle, but someone on the DFW Small Things thread years ago suggested availing myself of a few free coffee stirrer sticks & using those to winkle it out. Works perfectly & foundation lasts at least another week.
    F x

    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Blackcats
    Blackcats Posts: 3,905 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Hi sun addict, tightpants and foxgloves.  I can't believe how much was left in my hand cream tube.  It's a very thick cream that I use at night so as it got empty it's harder to squeeze the cream out.  I think tonight will be the last of it but it's given me 6 more nights. I like the tip about the coffee stick.
    I've had lots of lovely thank you texts from the recipients of my little Easter parcels that I've sent family and friends.  None of the gifts were expensive (although together they added up to a fair bit) but people seem to be genuinely happy to receive them. I was having a bit of a fed up day at work but as the texts started coming through it really cheered me up. 
  • foxgloves
    foxgloves Posts: 12,623 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We always celebrated Easter at home when we were growing up, Blackcats, so it is something I have brought with me into adulthood. We just do little, mostly edible gifts for family, I always bake something nice & although it is more of a pagan festival of springtime for me now, I still have fond memories of Easter time when we were growing up, going to church in our new sandals (feet usually freezing) & being given chocolate eggs at the end of the service. And I think it is nice to hear from anyone atm, even if it is just a text. It's kind of a sign that there is still life going on outside, I suppose.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Blackcats
    Blackcats Posts: 3,905 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Foxgloves, I grew up in a fairly strict catholic household so Easter involved lots of trips to church - my birthday often coincides with Easter too so if it was on Good Friday that meant no snacks and fish for dinner.  My parents weren't adventurous cooks so that would be boil in the bag cod in parsley sauce with mashed potato and peas.  If my birthday was on Easter Saturday that meant a trip to church for confession and stations of the cross.   At least Easter Sunday birthdays meant going to mass and then tucking into Easter eggs.

    The dregs of the hand cream have finally been used up - I was a bit enthusiastic when scooping out and managed to flick out a big globby lump so moisturised hands, elbows and knees to use it up.    

    I completed my energy provider swop arrangements yesterday.  I received £158 refund where I'd overpaid over the last 6 months - I'm so proud that my efforts to switch off lights, reduce use of washing machine/tumble dryer and keeping an eye on the thermostat really did work.  However, the provider then informed me they were increasing my direct debit by £50 a month.  I went through £co for £40 and I think I'll be getting a £30 m and s voucher too and will be paying the same monthly amount as now so I'm very pleased with that.  

    Looking forward to a homemade curry tonight.  I'd like to find a good film for the evening  but can't think what to watch.  

  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You have done well on energy usage and swapping providers. Good call on using up the remaining cream. I've never done that but have cut open shampoo and conditioner bottles. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • scandimore
    scandimore Posts: 195 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Hello blackcats, popping by to say hello and am enjoying reading your diary - have caught up to present day now. You've done well with your utility bills - we've just found out our water bill has gone up 33% since September so currently trying to find out the cause. 
    It does all add up doesn't it! I haven't bothered cutting tubes open yet but will now, sounds worthwhile! Good luck with your flexible working request too :smile:  
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