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Giving every £ a job
Comments
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Crikey, what a blithering cheek!! I'm not surprised violence was considered, and yes, it does sound like some relationships will have been damaged. So sorry you had to deal with that.1
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I am actually gobsmacked. The language I want to use is not permitted on these boards. Oh my actual days. (You can tell I'm trying very, very hard not to use the worst obscenities 😂).
Well. As @lucielle says, well done for walking away to breathe (although I wouldn't have convicted MrBC if I was on the jury 😁). Well done for sticking to your planned spend and for keeping your cool so elderly parent could have a nice evening.
And congratulations on your relationships with rude, disrespectful, freeloading dreadful people being irreparably damaged. What a lot of money and upset that will save you.
Sending hugs and sympathy though, that's a horrible thing to experience, both with this saga and the years you've been trying to be okay with it because you and MrBC are the better people xhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 59
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r61 -
Well done on walking away from the situation an not resorting to violence which must have been very tempting. I hope they learn a lesson from being left with an unexpected (on their part) bill. You have done well and how dare people try to take advantage of you. I am sure you wont miss such awful people.
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What a cheek. Incensed on your behalf. Glad that you both held the boundary. It's the only way some people learn. Glad you are safely ensconced back at home. Well away from all of that.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Sadly money seems to bring out the worse in some people even family. Well done for walking away and taking the higher moral ground.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
OMG that is absolutely unbelievable 🤬 Well done for handling it so well. I can’t believe some people 😡I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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You know how sometimes when you're thinking back about an event and you think that you should have said this or you should have done that? Well congratulations on actually doing exactly what you should have done and saying exactly what you should have said. You just need to figure out a way of not letting anyone charge anything to your room next time. I'd say that you've actually had a fairly successful start to "budgeting for the retired".2
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What an absolute cheek, @Blackcats. I'd like to think I'd have handled it as well as you, but I think I might have given them both barrels of some choice verbals. So glad you didn't end up paying. I don't like freeloaders. Generally, they are the sort of people who'd be the first to complain if it happened to them. I do hope they ran up an impressively large bill to pay!
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)2 -
Well done on the way you handled it. Like @foxgloves I hope they ran up a huge bill which they then had to pay! Should make them think twice when you go back (or should that be if?).1
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Oh BC, what an awful situation and all the more so for MrBC having had to hear that. I guess it does at least put a clear line under the situation though - there is certainly no ambiguity about it now, is there. Truly appalling that people feel it's OK to treat others like that - I'm very glad indeed that they got their come-uppance.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3
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