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Pay ALL your debt off by Xmas 2020
Comments
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Update so far
1) Emergency Fund £1000 - £520 put in so far - unfortunately this will go down as someone reversed into my car so this will have to go towards the insurance excess, gutted as I was doing so well.
2) Clear husbands overdraft of £600 - 0 paid to date
3) Clear Credit Card £2670 (0% so just paying minimum payments until 1 and 2 are complete) - £83.46 paid to date
£83.46/£32701 -
#29 checking in. Now at £585.00 / £12,000.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.1 -
I've been really slow out of the gates, it's felt like forever waiting for payday...
Anyway, £20 payout from Prolific Academy, so I've sent that over to the loan and gets me off the starting mark!
Eyebright #??? £20/4000
Which if my maths is correct is a whopping 0.5% :rotfl::rotfl::rotfl:1 -
I've been really slow out of the gates, it's felt like forever waiting for payday...
Anyway, £20 payout from Prolific Academy, so I've sent that over to the loan and gets me off the starting mark!
Eyebright #??? £20/4000
Which if my maths is correct is a whopping 0.5% :rotfl::rotfl::rotfl:
Slow and steady wins the race! It's a start and any start is great xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x1 -
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#091 £825 paid
£1937/£185001 -
HI everyone and happy weekend
Made my first payment and only a little one; going to be minimum payments this month as had a big payment to make to HMRC for self assessment.
I paid £26 to my CC so my update is below:
#96 = £26 / £3550
Deni
xLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20251 -
Morning everyone.
Just paid off my Onstride debt, so that's a good start to the year. I'm now going to dedicate my time to clearing my Likely Loan. Aiming to have that done by April. Have a lovely weekend366 Day 1p Challenge 2020 - £13.41 saved0 -
Payday yesterday so i've managed to make a large dent into the overdraft - managed to pay £300 off. This brings that particular overdraft down to 250! I'm very proud of myself for sticking with this. I know i'm going to be hit with a lot of interest very soon so my priority is these pesky overdrafts.
total is now £685.11/£6327.90 which i think is 10%!!Declutter 2020 - 267/2020 :j
PAYDBX 2020 £4933.65/£11,384.65 :T
365 Saving challenge #37 £50/£671.611 -
Hi all
Made a payment to my second CC so I can now report
#96 = £61 / £3550
Deni
xLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20251
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