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Pay ALL your debt off by Xmas 2020

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Comments

  • Payday! I've paid £300 towards CC1 and £50 towards CC2.
    So happy to be under the £2000 mark for CC1!

    CC1 = £1938.25/£4600
    CC2 = £3473.74/£4000
    Paid off CC1 in 2020 🙌
    CC2 £3048.92/£4000
    As of 1/1/2021
  • Hi there,

    I wanted to update and give my debt remaining this year

    #033 is £0.00/£398.56

    I am disappointed that I didn’t manage to get debt free this year but hopefully will be by February. I am holding on to the fact I have got a small buffer now to stop me turning to the card and unessercery spending.

    Thank you

    tears xxx
    :xmastree: Member of PAYDBX number (33) £2360.74 / £2674.42 (debt left £1604.79 - signature updated 10/06/19)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Sent £7.10 towards the Halifax

    Brings my total to £625.95 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Loved this challenge for paying off my debt. It was the most motivating place for me on here. I'd like to rejoin this year as a saver.

    I have a monthly saver I can put odd bits of money in through the month. My planned 250E per month should equal 3k in a year, I would like to save 5k. My budget is so tight this will need to be through making extra money.

    I already have 1k in there, so:

    Please add me for 6K, Current: 1/6k
    19/12/14: Spent 10 years of savings!!
    :heart2: ..... to buy my first home. :heart2:
    11K OP 31.03.19

    Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    £50 off my debts today. making 25% paid woo hoo



    #16 £650/£2600


    Thanks muppets
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Sent £439.96 towards the Halifax card

    Brings my total to £1065.91 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • SSD92
    SSD92 Posts: 38 Forumite
    10 Posts
    £11.52 paid.

    £225.77//£4000
  • prl
    prl Posts: 14 Forumite
    10 Posts Second Anniversary
    Please may I join? £8000 this year hopefully!
  • prl
    prl Posts: 14 Forumite
    10 Posts Second Anniversary
    £200 towards Barclaycard, £350 to Virgin, £40 to MBNA.

    £590/£8000 for Jan
  • I'm not going to lie - the changes to overdraft charges are going to seriously hamper how quickly i can pay things off. I will go from 20 a month in charges to 57 a month. Originally i wasn't going to be able to clear the overdraft until october but it may take me longer. Its frustrating that they have been allowed to jump this much. I have no other way of cutting my costs. I have done a budget overhaul and am frugal as i can possibly be. its going to be a long slog. Its a good job this thread is motivating...as well as others.
    Sorry guys...rant over.:eek:
    Declutter 2020 - 267/2020 :j
    PAYDBX 2020 £4933.65/£11,384.65 :T
    365 Saving challenge #37 £50/£671.61
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