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Pay ALL your debt off by Xmas 2020

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Comments

  • Hi Everyone,
    #030 in the house!
    Sold another 2 items on ebay, so an extra £50 has been sent to DH Virgin 0% CC account, this is now £1250. Strange how ebay is starting to pick up again.
    DH Virgin 0% CC £1250
    MY Tesco 0% CC £1697
    £2947/ £10,033.44
    One more over-payment this month after payday.
    Keep up the debt busting, every little bit helps to get shot of the debt! 
    Stay safe,
    Bizzy
  • Hi everyone
    Agree Bizzy about Bay of E - i've sold some items on there and have a few more listed.  Small amounts but all helps.  Also selling some books, DVDs and CDs on Ziffit.
    I got my half yearly self employment payment so paid £700 to my CCs; updated total below:

    #96 £2,425.53/3,550

    Keep going everyone :)
    Love Deni x
    LBM - October 2018; finally debt free on 16 March 2021
    2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
    Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
    Decluttering Campaign Member 2024 🏅🏅
    Decluttering Campaign Member 2025
  • st182
    st182 Posts: 164 Forumite
    Sixth Anniversary 100 Posts Photogenic
    Right folks, I've a confession. I've been really enjoying one of my hobbies again- as mentioned in a previous post- and I've fallen off the wagon big time, and made an expensive, frivolous pair of purchases. I'm really disappointed with myself, but currently trying to get head back around what I've done and just re-focus. Because of this, and the compound of using some of the small emergency fund I grew last month, I'm having to load up what I owed this year by £500. So that now puts me at a (I know, i was so close :( ) corrected:

    #175 = £7200 / £7800

    The good news is- the line of credit I have used (IE not an existing card) is interest free if I pay it away by December 20th! so I'm hoping to chop it away nice and quickly and STILL hit the end of year target. I'm not going to knee jerk and just reverse what I've done- so I'm just going to live with the consequences, share the truth with you all, adjust the target, and get back on the wagon. Feel like a bit of an idiot, especially being so close :(
    Pay Off Debts by Xmas 2025 debt £0/7400
  • NewStart09
    NewStart09 Posts: 226 Forumite
    Part of the Furniture 100 Posts
    Hi Number 37 here 
    Latest update 3296.05/11885 31% paid trying to keep my chin up and pay what I can seems to far away and only 4 months to go wish I had more paid off - trying not to let it get me down

  • Number 17 Here.
    I haven't updated through lockdown but I have managed to pay off a chunk. I've earned less but spent less and juggled so I took out a loan to clear some cc debts. And another loan that worked out way cheaper than my mortgage so I've managed to clear £4368. I still don't think I'll shave much more off by Christmas but I'll keep plugging away. People are doing amazingly well even just paying off a little bit at the moment is great. I may be debt free and mortgage free next year it's only taken me 30 years to LBM. 
    DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 49
  • #29 checking in. Now at £5,230.00/ £12,000.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • ZaSa1418
    ZaSa1418 Posts: 651 Forumite
    500 Posts Third Anniversary Name Dropper
    Paid an extra £186.48 off so  £2,818.63/ £3,818.63. 1k left to go
    LBM Debt Total : £48,326.50

    Pay All Your Debt Off By Xmas 2023 - #50  £1,495.29 / £12,000.00
    Saving For Christmas 2023 - £1 a day challenge - #6 £100/£1095.00
  • Just remembered I sold some things on eBay and had the £ sat in my PayPal account!
    Updated #144
    £21,400 / £24,500
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