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Pay ALL your debt off by Xmas 2020

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Comments

  • Another month, another pay day, and a bit more paid off the debts:

    #34 £1373/2750

    :) 
    EF #313: £5000/£1000, 3-6 Month EFC #50 £5000/£5000 PAYDBX 2021 #34: £7326/£7326
    cc1 £0, cc2 £0, cc3 £0
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you all for my debt free congratulations, would never have done it with everyone on this board, who kept me going. Good luck everyone with your challenges. Thanks again x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Hey, just checking in! 
    #027 £6079/£16500
    So far, on a bit of a sprint now to pay this off asap as I would like to move house! 
    Thermomix Santander Sainsburys Creation Loans Fluid Card Tax Credit OP
    Virgin £2000 to go
    Halifax £2000 to go
    MBNA £3400 to go
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Hi is it to late to join? Never posted on here before or anything like this but have got into the right mindset to get rid of these debts, I would like to set a target of £2500 before the end of this year which will make a small dent in our overall debt but have managed to pay a good amount this year so far xx
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  •    #93  checking in - Paid £175 off this month bringing new total to £1564/£10,025.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • ttomo
    ttomo Posts: 38 Forumite
    10 Posts First Anniversary
    #44 checking in managed to pay some more off my debt so now #44 £3691.39/£6641.39  getting there slowly but on target to clear before the end of the year🤞🏻 for no emergency spends in between. Then onto the emergency fund savings to stop debt ever again.
    #25 Saving for XMAS 2021 £1 a day: £75/£365
    PADBX 2021: #44 £3383/£3382 Debt free 6/7/21
  • Finstickle
    Finstickle Posts: 275 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    #146
    No payments made during the month, but got myself organised to move balance to 0% card, so feel like I've made good progress.
    Will continue to use 123 card for shopping, fuel etc but always clear those items.
    I think having it separated will also help me focus as know it's all old and not current spend. Also having it on 0% means I feel OK about putting aside a bit each month for car costs and Christmas etc to avoid CC in the future.

    Not sure I'll make Christmas as OH work has dropped off a lot due to Covid,🤞🤞🤞
    August Grocery Challenge     £301.53/£400.00

    2024 Grocery Challenges      Average - 98.67% spend vs Budget
    2021 Declutter                        369/365 ⭐️⭐️⭐️⭐️⭐️⭐️ 🏅🏅🏅
  • Jrcoal5 said:
    Hi is it to late to join? Never posted on here before or anything like this but have got into the right mindset to get rid of these debts, I would like to set a target of £2500 before the end of this year which will make a small dent in our overall debt but have managed to pay a good amount this year so far xx
    Hi Jrcoal5,
    Its never to late to join! 
    Muppets is the one in charge and post updates every few months. Just post your amount you have paid off every few weeks against the total you want gone for the year or the last 5 months of this year. Say you are awaiting an allocated number on each of your posts until Muppets allocates you a number.
    Best of luck with the Debt Busting! 
    Bizzy
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Jrcoal5 said:
    Hi is it to late to join? Never posted on here before or anything like this but have got into the right mindset to get rid of these debts, I would like to set a target of £2500 before the end of this year which will make a small dent in our overall debt but have managed to pay a good amount this year so far xx
    Hi Jrcoal5,
    Its never to late to join! 
    Muppets is the one in charge and post updates every few months. Just post your amount you have paid off every few weeks against the total you want gone for the year or the last 5 months of this year. Say you are awaiting an allocated number on each of your posts until Muppets allocates you a number.
    Best of luck with the Debt Busting! 
    Bizzy
    Thanks so much Bizzy for explaining  how it works, I really think it will keep me motivated to pay the debt off, we have spent our whole married life juggling debts but I can see an end is in sight and just want it gone now, won't he debt free until 2023 but every months payments/no spends are a step closer to the end goal xx 

    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

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