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doingitanyway wrote: »
Great step, buying with cash instead of credit. These are steps that will not only get you DF but will become habits that keep you DF.
I agree with you re meal planning. I kind of hate it too but it is the best in terms of reducing my ad hoc food spends and keeping the grocery bill low. Most of my overspending happens on groceries, or shopping for snacks and meals when I haven't got any food from home with me. The other plus is meal planning is better/healthier eating!
Oh you asked about the sod it fund. Whatever you can afford, but pay it to yourself as soon as you get paid. I used a CU account. I also had a mini fund in a jar labelled sod it and that was just £5 a week.
You are doing great
Poppy1984 wrote: »
Not really sure how much I could realistically justify putting aside for the f*ck it fund. Maybe £5 a month I could get away with but that would take quite some time to build up. I don't know if I could stretch to £10 a month.... but I'll have a think. :cool:
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