Debt free before August 2023

FootyFanDan

Its natural that once you set a target and don't feel you are going to hit it to feel deflated - I know this feeling, but you have made amazing progress Poppy so try not be too hard on yourself. You have had some big hiccups due to just life things that happen however you haven't had to rely on credit to solve those problems and that in itself is such a positive step. Keep going you have totally got this 

savingholmes

You are doing really well still - keep going - keep posting

Poppy1984

Thanks everyone for the encouragement I am still going and not adding to my debt and still paying it down so that's the main thing. I'll get there it's just I want to get there faster than what is probably possible lol! I'm so impatient!! 

I wish I could think of some new ways to bring it a bit more money so that I could over pay more but to be honest the way of the world at the moment I'm just grateful I can even pay my month payments as is. 

I'll get there I'll definitely be debt free by December 2022 if I don't pay it off sooner so the end is in sight which ever way you look at it  

poppy

savingholmes

Paying down debt is brilliant in this climate

Poppy1984

Well it's the last day of 2020 (what a year, but the less said about that the better) I just wanted to quickly pop on and update my diary that I've reached my goal of getting my loan under £10,000 by the end of 2020. It's now £9,996 wooooohooooo!!!! 

Next goal is to become debt free by the end of 2021. I am beyond excited about that 😁😁😁 I know it's going to be hard but I'm hoping I'll get there. Every time I want to buy something I'm going to say to myself do I want this more than I want to be debt free and the answer will always be to be debt free. 

Happy New Year to you all I hope 2021 is a better one for all. 

Poppy

FootyFanDan

YESSSSSS! GO YOU - What a super way to end a pretty crappy 2020! Well done Poppy, here is to you becoming debt free in 2021.

Happy New Year x

savingholmes

Well done Poppy. Happy New Year. I'm sure you'll make it.

DancingInTheRain

Fantastic, well done you! Happy New Year xx

Poppy1984

FootyFanDan said:

YESSSSSS! GO YOU - What a super way to end a pretty crappy 2020! Well done Poppy, here is to you becoming debt free in 2021.

Happy New Year x

Thank you @FootyFanDan I'm really pleased and so excited to try and get debt free by the end of this year. I must check out your diary to find out how you're doing. 

Happy new year to you too, let's hope it's a better one! 

Poppy  

Poppy1984

savingholmes said:

Well done Poppy. Happy New Year. I'm sure you'll make it.

Thank you so much @savingholmes it wasn't looking likely then right at the last minute I managed it. Seriously can not wait to try and get debt free this year 😁😁 I hope you're doing okay 

happy new year to you too 

poppy