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Delightful December's NSD Challenge!

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Comments

  • cathybird
    cathybird Posts: 16,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 January 2020 at 3:20PM
    December

    NXw3UtD.gif = off to a start!

    KGtHOcB.gif = five days

    uT2NDvk.gif = 10 days

    gJQ6iVw.gif = 15 days

    PRJRcMS.gif = 20 days

    jcHugCJ.gif = target reached


    FBXyPmC.gif = target beaten


    December targets

    beanielou 22/15 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifgJQ6iVw.gifPRJRcMS.gifjcHugCJ.gifFBXyPmC.gif
    bestlifenow 8/7 NXw3UtD.gifKGtHOcB.gifjcHugCJ.gifFBXyPmC.gif
    borollan 14/15 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gif
    cathybird 17/15 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifgJQ6iVw.gifjcHugCJ.gifFBXyPmC.gif
    delta13 13/12 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifjcHugCJ.gifFBXyPmC.gif
    Donkids22 7/10 NXw3UtD.gifKGtHOcB.gif
    Dottles1 8/8 NXw3UtD.gifKGtHOcB.gifjcHugCJ.gif
    Fivenations 12/15 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gif
    Honeysucklelou2 10/10 NXw3UtD.gifKGtHOcB.gifjcHugCJ.gif
    Ivysmom 6/10 NXw3UtD.gifKGtHOcB.gif
    Munchin 7/10 NXw3UtD.gifKGtHOcB.gif
    Optimistic Saver 20/20 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifgJQ6iVw.gifjcHugCJ.gif
    scotmumof3 12/12 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifjcHugCJ.gif
    shopaholicnumber1 15/15 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifgJQ6iVw.gifjcHugCJ.gif
    SpekySquarehead 7/12 NXw3UtD.gifKGtHOcB.gif
    SSDD23 14/15 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gif
    Thistimearound 12/12 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifjcHugCJ.gif
    Vanlady 15/12 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifjcHugCJ.gifFBXyPmC.gif

    :j ALL WELCOME TO JOIN!! :j
  • cathybird
    cathybird Posts: 16,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Bkl2kEC.jpg

    Yes it's nearly a shiny new month and a shiny new year and decade ... any thoughts on targets? ... :A :j:j

    January targets

    beanielou
    15

    bestlifenow
    20

    borollan

    cathybird 15

    delta13
    12

    Donkids22

    Dottles1

    Fivenations 15

    Happy Monday 18

    Honeysucklelou2
    11

    Ivysmom
    10

    Munchin

    Optimistic Saver 20


    Purplemumof2

    scotmumof3 31

    shopaholicnumber1

    SpekySquarehead

    SSDD23 20

    Thistimearound 12

    :j ALL WELCOME TO JOIN!! :j
  • cathybird
    cathybird Posts: 16,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning all! :) The January thread is now posted and up and running :)
  • Think I'll just declare at 14 for this month, not sure what OH and I will do tonight (if anything) but want to pick up a few cleaning bits to get a proper spring clean done tomorrow x
  • Vanlady
    Vanlady Posts: 255 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    Afternoon everyone and a happy new year to you all.

    Yep, another nsd for me today, so declaring at 15/12, needless to say, I'm delighted by that! Especially as I didn't do too well at the beginning of the month.
    But it's this challenge and all the support from you amazing people that have spurred me on.
    And well done everyone!
    Thank you Cathybird for being such a lovely host x
  • cathybird
    cathybird Posts: 16,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SSDD23 wrote: »
    Think I'll just declare at 14 for this month, not sure what OH and I will do tonight (if anything) but want to pick up a few cleaning bits to get a proper spring clean done tomorrow x


    Fair enough SSDD23, proper spring cleans are always pretty satisfying. Have a Happy New Year whatever you decide to do and well done on your 14 NSDs :) :T:T:A
  • cathybird
    cathybird Posts: 16,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Vanlady wrote: »
    Afternoon everyone and a happy new year to you all.

    Yep, another nsd for me today, so declaring at 15/12, needless to say, I'm delighted by that! Especially as I didn't do too well at the beginning of the month.
    But it's this challenge and all the support from you amazing people that have spurred me on.
    And well done everyone!
    Thank you Cathybird for being such a lovely host x


    Well done Vanlady :) :T:T:A You have made such a great effort, especially for December, and 15 is a great result. Thanks for your kind words and have a Happy New Year! :beer: :)
  • I echo your comments, Vanlady, and appreciate the welcome and support of cathybird and everyone on this thread! Thank you. :T:T

    Looking forward to another month (January) and to sharing a new year with money-saving inspiration and motivation with you all. :)
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • cathybird
    cathybird Posts: 16,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I echo your comments, Vanlady, and appreciate the welcome and support of cathybird and everyone on this thread! Thank you. :T:T

    Looking forward to another month (January) and to sharing a new year with money-saving inspiration and motivation with you all. :)


    That's kind, Optimistic Saver, and I love the supportive attitude of everyone on the thread and the hard work people have put in to achieve their NSDs :) It's great how motivating everyone is :)
  • borollan
    borollan Posts: 209 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    I nearly made it
    declaring at 14

    it's been a good learning curve yet again
    so much insight as to why and where I spend
    Stop Buying **** We Don't Need :D
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