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Delightful December's NSD Challenge!
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December
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
December targets
beanielou 22/15
bestlifenow 8/7
borollan 14/15
cathybird 17/15
delta13 13/12
Donkids22 7/10
Dottles1 8/8
Fivenations 12/15
Honeysucklelou2 10/10
Ivysmom 6/10
Munchin 7/10
Optimistic Saver 20/20
scotmumof3 12/12
shopaholicnumber1 15/15
SpekySquarehead 7/12
SSDD23 14/15
Thistimearound 12/12
Vanlady 15/12:j ALL WELCOME TO JOIN!! :j0 -
Yes it's nearly a shiny new month and a shiny new year and decade ... any thoughts on targets? ... :A :j:j
January targets
beanielou 15
bestlifenow 20
borollan
cathybird 15
delta13 12
Donkids22
Dottles1
Fivenations 15
Happy Monday 18
Honeysucklelou2 11
Ivysmom 10
Munchin
Optimistic Saver 20
Purplemumof2
scotmumof3 31
shopaholicnumber1
SpekySquarehead
SSDD23 20
Thistimearound 12
:j ALL WELCOME TO JOIN!! :j0 -
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Think I'll just declare at 14 for this month, not sure what OH and I will do tonight (if anything) but want to pick up a few cleaning bits to get a proper spring clean done tomorrow x0
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Afternoon everyone and a happy new year to you all.
Yep, another nsd for me today, so declaring at 15/12, needless to say, I'm delighted by that! Especially as I didn't do too well at the beginning of the month.
But it's this challenge and all the support from you amazing people that have spurred me on.
And well done everyone!
Thank you Cathybird for being such a lovely host x0 -
Think I'll just declare at 14 for this month, not sure what OH and I will do tonight (if anything) but want to pick up a few cleaning bits to get a proper spring clean done tomorrow x
Fair enough SSDD23, proper spring cleans are always pretty satisfying. Have a Happy New Year whatever you decide to do and well done on your 14 NSDs:T:T:A
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Afternoon everyone and a happy new year to you all.
Yep, another nsd for me today, so declaring at 15/12, needless to say, I'm delighted by that! Especially as I didn't do too well at the beginning of the month.
But it's this challenge and all the support from you amazing people that have spurred me on.
And well done everyone!
Thank you Cathybird for being such a lovely host x
Well done Vanlady:T:T:A You have made such a great effort, especially for December, and 15 is a great result. Thanks for your kind words and have a Happy New Year! :beer:
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I echo your comments, Vanlady, and appreciate the welcome and support of cathybird and everyone on this thread! Thank you. :T:T
Looking forward to another month (January) and to sharing a new year with money-saving inspiration and motivation with you all.From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.880 -
Optimistic_Saver wrote: »I echo your comments, Vanlady, and appreciate the welcome and support of cathybird and everyone on this thread! Thank you. :T:T
Looking forward to another month (January) and to sharing a new year with money-saving inspiration and motivation with you all.
That's kind, Optimistic Saver, and I love the supportive attitude of everyone on the thread and the hard work people have put in to achieve their NSDsIt's great how motivating everyone is
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I nearly made it
declaring at 14
it's been a good learning curve yet again
so much insight as to why and where I spendStop Buying **** We Don't Need0
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