Delightful December's NSD Challenge!

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  • beanielou
    beanielou Posts: 90,550 Ambassador
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    22 today.

    15 for me for next month. Thanks.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 13,473 Forumite
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    edited 29 December 2019 at 7:49PM
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    December

    NXw3UtD.gif = off to a start!

    KGtHOcB.gif = five days

    uT2NDvk.gif = 10 days

    gJQ6iVw.gif = 15 days

    PRJRcMS.gif = 20 days

    jcHugCJ.gif = target reached


    FBXyPmC.gif = target beaten


    December targets

    beanielou 22/15 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifgJQ6iVw.gifPRJRcMS.gifjcHugCJ.gifFBXyPmC.gif
    bestlifenow 8/7 NXw3UtD.gifKGtHOcB.gifjcHugCJ.gifFBXyPmC.gif
    borollan 13/15 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gif
    cathybird 16/15 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifgJQ6iVw.gifjcHugCJ.gifFBXyPmC.gif
    delta13 12/12 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifjcHugCJ.gif
    Donkids22 7/10 NXw3UtD.gifKGtHOcB.gif
    Dottles1 8/8 NXw3UtD.gifKGtHOcB.gifjcHugCJ.gif
    Fivenations 12/15 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gif
    Honeysucklelou2 9/10 NXw3UtD.gifKGtHOcB.gif
    Ivysmom 6/10 NXw3UtD.gif
    MoneysavingmadGem 4/12 NXw3UtD.gif
    Ms W 4/15 NXw3UtD.gif
    Munchin 7/10 NXw3UtD.gif
    Optimistic Saver 19/20 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifgJQ6iVw.gif
    Saver-upper 1/12 NXw3UtD.gif
    scotmumof3 12/12 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifjcHugCJ.gif
    shopaholicnumber1 11/15 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gif
    SpekySquarehead 7/12 NXw3UtD.gifKGtHOcB.gif
    SSDD23 11/15 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gif
    Thistimearound 12/12 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifjcHugCJ.gif
    Vanlady 14/12 NXw3UtD.gifKGtHOcB.gifuT2NDvk.gifjcHugCJ.gifFBXyPmC.gif
    Wishus 1/10 NXw3UtD.gif
    :j ALL WELCOME TO JOIN!! :j
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,473 Forumite
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    Well done bestlifenow and beanielou! Just bloody brilliant at this time of year :) :A:T:TAxgL9xl.gifAxgL9xl.gif
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,473 Forumite
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    edited 29 December 2019 at 7:47PM
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    Bkl2kEC.jpg

    Yes it's nearly a shiny new month and a shiny new year and decade ... any thoughts on targets? ... :A :j:j I'm going to go for my usual 15.

    January targets

    beanielou
    15

    bestlifenow
    20

    borollan

    cathybird 15

    delta13
    12

    Donkids22

    Dottles1

    Fivenations

    Honeysucklelou2

    Ivysmom
    10

    Munchin

    Optimistic Saver 20


    Purplemumof2

    scotmumof3 31

    shopaholicnumber1

    SpekySquarehead

    SSDD23

    Thistimearound
    12

    :j ALL WELCOME TO JOIN!! :j
    In April I am taking a break from buying: Books
  • IvysMom
    IvysMom Posts: 79 Forumite
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    I am going to stick with 10 for January. I will hit my target next month.
  • cathybird
    cathybird Posts: 13,473 Forumite
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    IvysMom wrote: »
    I am going to stick with 10 for January. I will hit my target next month.


    Yay IvysMom :) :j
    In April I am taking a break from buying: Books
  • Fivenations
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    Ive been to busy or to post but have kept a record on my calendar - Ive managed 12, though to be honest this was down to doing most of my spending in one fell swoop when I got the chance. I think I may manage another two as now nursing a virus
    NSD 0/15
  • cathybird
    cathybird Posts: 13,473 Forumite
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    Ive been to busy or to post but have kept a record on my calendar - Ive managed 12, though to be honest this was down to doing most of my spending in one fell swoop when I got the chance. I think I may manage another two as now nursing a virus


    Well done Fivenations! :) :T:T Hope you feel better soon :(
    In April I am taking a break from buying: Books
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
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    Hi everyone hope you all had a fantastic frugal Christmas :j
    Been soooooo busy but I've also been good and have 5 NSDs to report. That brings me to 12. My laptop broke last week and I'm still trying to figure this out on my phone :eek: so it's not going too well haha. I am hoping for another couple of NSDs to beat my target. I am going to try for a No spend January so apart from budgeted spends and groceries I hope to have 31 NSDs. Take care everyone :):)
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • cathybird
    cathybird Posts: 13,473 Forumite
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    scotmumof3 wrote: »
    Hi everyone hope you all had a fantastic frugal Christmas :j
    Been soooooo busy but I've also been good and have 5 NSDs to report. That brings me to 12. My laptop broke last week and I'm still trying to figure this out on my phone :eek: so it's not going too well haha. I am hoping for another couple of NSDs to beat my target. I am going to try for a No spend January so apart from budgeted spends and groceries I hope to have 31 NSDs. Take care everyone :):)


    Well done scotmumof3! :) :j:j:A I hope you get your laptop sorted out soon.
    In April I am taking a break from buying: Books
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