Delightful December's NSD Challenge!
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22 today.
15 for me for next month. Thanks.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
December
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
December targets
beanielou 22/15
bestlifenow 8/7
borollan 13/15
cathybird 16/15
delta13 12/12
Donkids22 7/10
Dottles1 8/8
Fivenations 12/15
Honeysucklelou2 9/10
Ivysmom 6/10
MoneysavingmadGem 4/12
Ms W 4/15
Munchin 7/10
Optimistic Saver 19/20
Saver-upper 1/12
scotmumof3 12/12
shopaholicnumber1 11/15
SpekySquarehead 7/12
SSDD23 11/15
Thistimearound 12/12
Vanlady 14/12
Wishus 1/10:j ALL WELCOME TO JOIN!! :jIn April I am taking a break from buying: Books
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Well done bestlifenow and beanielou! Just bloody brilliant at this time of year :A:T:TIn April I am taking a break from buying: Books
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Yes it's nearly a shiny new month and a shiny new year and decade ... any thoughts on targets? ... :A :j:j I'm going to go for my usual 15.
January targets
beanielou 15
bestlifenow 20
borollan
cathybird 15
delta13 12
Donkids22
Dottles1
Fivenations
Honeysucklelou2
Ivysmom 10
Munchin
Optimistic Saver 20
Purplemumof2
scotmumof3 31
shopaholicnumber1
SpekySquarehead
SSDD23
Thistimearound 12
:j ALL WELCOME TO JOIN!! :jIn April I am taking a break from buying: Books
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I am going to stick with 10 for January. I will hit my target next month.0
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Ive been to busy or to post but have kept a record on my calendar - Ive managed 12, though to be honest this was down to doing most of my spending in one fell swoop when I got the chance. I think I may manage another two as now nursing a virusNSD 0/150
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Fivenations wrote: »Ive been to busy or to post but have kept a record on my calendar - Ive managed 12, though to be honest this was down to doing most of my spending in one fell swoop when I got the chance. I think I may manage another two as now nursing a virus
Well done Fivenations! :T:T Hope you feel better soonIn April I am taking a break from buying: Books
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Hi everyone hope you all had a fantastic frugal Christmas :j
Been soooooo busy but I've also been good and have 5 NSDs to report. That brings me to 12. My laptop broke last week and I'm still trying to figure this out on my phone :eek: so it's not going too well haha. I am hoping for another couple of NSDs to beat my target. I am going to try for a No spend January so apart from budgeted spends and groceries I hope to have 31 NSDs. Take care everyone :)Debt free as of 29.10.2020 🎉😁
SPC #73 Feb NSD 0/200 -
scotmumof3 wrote: »Hi everyone hope you all had a fantastic frugal Christmas :j
Been soooooo busy but I've also been good and have 5 NSDs to report. That brings me to 12. My laptop broke last week and I'm still trying to figure this out on my phone :eek: so it's not going too well haha. I am hoping for another couple of NSDs to beat my target. I am going to try for a No spend January so apart from budgeted spends and groceries I hope to have 31 NSDs. Take care everyone :)
Well done scotmumof3! :j:j:A I hope you get your laptop sorted out soon.In April I am taking a break from buying: Books
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