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Delightful December's NSD Challenge!

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Comments

  • Optimistic_Saver
    Optimistic_Saver Posts: 343 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    No spends for me today - so, I have made my 20/20 target. Super pleased about this, as I need some help and motivation to tighten my belt and help pay off my debts. Thanks to everyone on this forum - all your comments and progress remarks have helped me stay focused. :money:
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts Second Anniversary Name Dropper I've been Money Tipped!
    I think I'm gonna go big and aim for 20 NSD's in January :eek:
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,906 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Only spend yesterday was on diesel which, along with milk are the only exceptions, so counting yesterday as 10/10, just scraping through in time :).

    It's taken me most of the year to achieve the target of 10 last month and this month, so will make a slight increase for January and make it 11 NSDs as my target!
    paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
    2026 savings challenge £0/£2000     EF £140. Savings 2 £2.17
  • cathybird
    cathybird Posts: 16,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Optimistic_Saver wrote: »
    No spends for me today - so, I have made my 20/20 target. Super pleased about this, as I need some help and motivation to tighten my belt and help pay off my debts. Thanks to everyone on this forum - all your comments and progress remarks have helped me stay focused. :money:


    Absolutely brilliant effort Optimistic Saver, especially for December! :T:T:j:j:A:A Really impressive. :)
  • cathybird
    cathybird Posts: 16,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Honeysucklelou2 wrote: »
    Only spend yesterday was on diesel which, along with milk are the only exceptions, so counting yesterday as 10/10, just scraping through in time :).

    It's taken me most of the year to achieve the target of 10 last month and this month, so will make a slight increase for January and make it 11 NSDs as my target!

    Fantastic effort Honeysucklelou2, well done :) :j:j:A:)
  • cathybird
    cathybird Posts: 16,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks all for the Jan targets ... I'll put up the thread tomorrow morning. :) There's only one day left in this decade!
  • delta13
    delta13 Posts: 322 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    No spends today so I beat my target by one and I'm on 13/12.

    Tomorrow will be a spend day because I only have enough milk in for one cup of tea in the morning, and the only breakfast fodder I have is a tin of peaches - nothing else in the cupboards so will need to do a shop before the New Year comes along!

    Really enjoyed doing the NSD Challenges so looking forward to continuing into 2020 :)
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)

  • cathybird
    cathybird Posts: 16,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    delta13 wrote: »
    No spends today so I beat my target by one and I'm on 13/12.

    Tomorrow will be a spend day because I only have enough milk in for one cup of tea in the morning, and the only breakfast fodder I have is a tin of peaches - nothing else in the cupboards so will need to do a shop before the New Year comes along!

    Really enjoyed doing the NSD Challenges so looking forward to continuing into 2020 :)


    That's great news delta13, really well done :) :j:j:A and so pleased to hear you've enjoyed the challenges - the new thread will definitely go up tomorrow :)
  • Happy_Monday
    Happy_Monday Posts: 288 Forumite
    100 Posts Second Anniversary
    Hi Cathybird, I’m back and focussed for January!
    Count me in for......18 days please.

    Happy new year xxx
  • cathybird
    cathybird Posts: 16,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy_Monday wrote: »
    Hi Cathybird, I’m back and focussed for January!
    Count me in for......18 days please.

    Happy new year xxx


    Yay Happy Monday! Good to have you back :) :j Thanks for the target! :)
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