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Delightful December's NSD Challenge!

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  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    No spends for me today - so, I have made my 20/20 target. Super pleased about this, as I need some help and motivation to tighten my belt and help pay off my debts. Thanks to everyone on this forum - all your comments and progress remarks have helped me stay focused. :money:
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts Second Anniversary Name Dropper I've been Money Tipped!
    I think I'm gonna go big and aim for 20 NSD's in January :eek:
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,804 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Only spend yesterday was on diesel which, along with milk are the only exceptions, so counting yesterday as 10/10, just scraping through in time :).

    It's taken me most of the year to achieve the target of 10 last month and this month, so will make a slight increase for January and make it 11 NSDs as my target!
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000     EF £140. Savings 2 £30.00. 17
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Optimistic_Saver wrote: »
    No spends for me today - so, I have made my 20/20 target. Super pleased about this, as I need some help and motivation to tighten my belt and help pay off my debts. Thanks to everyone on this forum - all your comments and progress remarks have helped me stay focused. :money:


    Absolutely brilliant effort Optimistic Saver, especially for December! :T:T:j:j:A:A Really impressive. :)
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Honeysucklelou2 wrote: »
    Only spend yesterday was on diesel which, along with milk are the only exceptions, so counting yesterday as 10/10, just scraping through in time :).

    It's taken me most of the year to achieve the target of 10 last month and this month, so will make a slight increase for January and make it 11 NSDs as my target!

    Fantastic effort Honeysucklelou2, well done :) :j:j:A:)
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks all for the Jan targets ... I'll put up the thread tomorrow morning. :) There's only one day left in this decade!
  • delta13
    delta13 Posts: 322 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    No spends today so I beat my target by one and I'm on 13/12.

    Tomorrow will be a spend day because I only have enough milk in for one cup of tea in the morning, and the only breakfast fodder I have is a tin of peaches - nothing else in the cupboards so will need to do a shop before the New Year comes along!

    Really enjoyed doing the NSD Challenges so looking forward to continuing into 2020 :)
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)

  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    delta13 wrote: »
    No spends today so I beat my target by one and I'm on 13/12.

    Tomorrow will be a spend day because I only have enough milk in for one cup of tea in the morning, and the only breakfast fodder I have is a tin of peaches - nothing else in the cupboards so will need to do a shop before the New Year comes along!

    Really enjoyed doing the NSD Challenges so looking forward to continuing into 2020 :)


    That's great news delta13, really well done :) :j:j:A and so pleased to hear you've enjoyed the challenges - the new thread will definitely go up tomorrow :)
  • Happy_Monday
    Happy_Monday Posts: 288 Forumite
    100 Posts Second Anniversary
    Hi Cathybird, I’m back and focussed for January!
    Count me in for......18 days please.

    Happy new year xxx
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy_Monday wrote: »
    Hi Cathybird, I’m back and focussed for January!
    Count me in for......18 days please.

    Happy new year xxx


    Yay Happy Monday! Good to have you back :) :j Thanks for the target! :)
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