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Delightful December's NSD Challenge!

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  • Managed a NSD on Friday bringing me to 8 - but Saturday, Sunday and Monday (off work) were spendy days :-( Worth it though as my babies are both home for Christmas now :-)
    Mortgage: £81,154.58 (03/19) - £54,849 (02/24)
  • cathybird
    cathybird Posts: 15,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Managed a NSD on Friday bringing me to 8 - but Saturday, Sunday and Monday (off work) were spendy days :-( Worth it though as my babies are both home for Christmas now :-)


    Spendy days are good though, shopaholicnumber1, don't you think? Just as long as they're thought-out spendy days where there's a purpose and, as you say, it's worth it. It's the mindless habitual spending that is bad (I think) xx Well done on NSD 8! :) :T:T
  • cathybird
    cathybird Posts: 15,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My car will now be ready for pickup tomorrow (sorry this saga goes on and on!), but that means I won't be spending anything today so it's now 9/15 for me. :)
  • Vanlady
    Vanlady Posts: 148 Forumite
    100 Posts Third Anniversary Name Dropper Combo Breaker
    Hi everyone,
    I'm still on 6/12 NSD as yesterday and today were spend days.
    Yesterday, Mr van could no longer resist the lure of aldis' cheap veg, so I have been busy blanching, freezing and munching my way through that.
    We have just returned from a local town to see their lovely Xmas lights display, and as I cannot resist a chazzer, I bought a cd of frank sinatra duets for £1.50; so I'm crooning along to that:D
    But I'm hoping that tomorrow and Thursday will be nsd so fingers crossed.
    Cathybird, it will be lovely to have your car back in tip top condition:)
  • beanielou
    beanielou Posts: 95,506 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Today was 14 :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • borollan
    borollan Posts: 209 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Another NSD here
    Taking me to 7
    Stop Buying **** We Don't Need :D
  • delta13
    delta13 Posts: 322 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    I'm on 6/12! So I'm half way.

    And between the 20th-31st I should only have one or two spend days (as I'll be spending it with either my family or my OH's) so looking to meet if not beat my target this month! phew!
    cathybird wrote: »
    Well done on the NSD Delta13 :) :T:T Re the early mornings, I'm sure you probably do this anyway and it's just a thought but I find it saves me a lot of time in the morning if I get things ready the night before - I pack a lunchbox and stick it in the fridge overnight, and put my laptop and anything else I need in my bag. With me it's more that I tend to wake up pretty slowly though! I don't know how you do 5ams, especially at this time of year, I'd find it really tough.

    It wasn't even that I was forgetting my lunch, just that I'd forget other little things, like making a list before going shopping and then having to go out again another day to collect the forgotten item. You're right, early mornings starts this time of year are tough! Thank god it's my last week of getting up at 5am until late February!
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • Another NSD today for me. I plan to get the final one in on Thursday as I'll be going away on the 23rd. Fingers and everything crossed.
    CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
    CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
    CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
    O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
    CC4 Aug 2020 £0
    Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £0
  • cathybird
    cathybird Posts: 15,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Vanlady wrote: »
    Hi everyone,
    I'm still on 6/12 NSD as yesterday and today were spend days.
    Yesterday, Mr van could no longer resist the lure of aldis' cheap veg, so I have been busy blanching, freezing and munching my way through that.
    We have just returned from a local town to see their lovely Xmas lights display, and as I cannot resist a chazzer, I bought a cd of frank sinatra duets for £1.50; so I'm crooning along to that:D
    But I'm hoping that tomorrow and Thursday will be nsd so fingers crossed.
    Cathybird, it will be lovely to have your car back in tip top condition:)


    Vanlady, well done on the blanching and freezing! That is incredibly moneysaving :A:) Thanks re the car - it's pretty old but I'm fond of it :)
  • cathybird
    cathybird Posts: 15,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    delta13 wrote: »
    I'm on 6/12! So I'm half way.

    And between the 20th-31st I should only have one or two spend days (as I'll be spending it with either my family or my OH's) so looking to meet if not beat my target this month! phew!

    It wasn't even that I was forgetting my lunch, just that I'd forget other little things, like making a list before going shopping and then having to go out again another day to collect the forgotten item. You're right, early mornings starts this time of year are tough! Thank god it's my last week of getting up at 5am until late February!


    Well done delta13 on the NSD :) :T:T Yay to it being the last week of 5ams!! :beer:
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