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2020 Mortgage-Free Wannabes

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Comments

  • No 134 with £2500 for October. Managed to hit our 2020 target already ( :) ) but going to keep pressing on. This has definitely given motivation so thank you Julicorn!!
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    No written confirmation yet but I am hopeful we have paid off the mortgage - the online account says "You don't have a mortgage with us" and the money has certainly gone!
    That is fantastic news, congratulations!
  • Hello all
    #49 checking in with my seventh overpayment of the year:
    £150 for October.
    Stats: Jan: £150/Feb: £150/Mar: £150/Jul: £150/Aug: £150/Sept: £150/Oct: £150
    Hope everyone is ok, and thanks Julicorn.
    Take care,
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • Hello!

    #153 reporting in with £1000 overpayment total in October  B)

    Many thanks Julicorn 
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2025 MFW #40

    2025 Goals

    Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
    Keep emergency fund at £10k - £10k/£10k - goal met!
    Lose 12 kgs - 3/12 kgs lost so far
    Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
    Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far
  • Hello all,

    #11 reporting £1601 overpayment for October

    Thanks Julicorn and all who take part on this inspiring thread!

    lis
    #11 MFW 2020 :£14560/£15000
    MFW 2019 :£10327, MFW 2018:£6676 , MFW 2017:£6664
    Original MF date June 31/Target MF September 21
    I can do it!
  • #129 checking in with a Friday op of £264.57. 
    Total for Oct £3387.54.
    Thanks for updating @julicorn
  • Number 13 reporting in.
    I had stopped overpaying due to COVID and was saving instead. I was just about to start OPing again in August, when redundancy hit. In October i forgot to cancel my Overpayment   :D so I've paid £1101 for October that I wasn't banking on lol!
    Oh well...total OPs this year now should be £6695.29. bank of money put aside for when I'm back in a secure role 0 but not likely to get to £13k this year now. I'm absolutely gutted.  :'(
    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • f0xh0les
    f0xh0les Posts: 7,625 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    That is rotten M_M.   Good luck with finding another job. I have everything crossed for you, and everyone else who finds themselves without a job.

    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • skye_blue
    skye_blue Posts: 304 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi (no 73 here)
    Please could you add another £90 (Oct total - £190)
    Don't you just love it when you gov sends you £50 plus some ebay sales
    Thanks 
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