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2020 Mortgage-Free Wannabes
Comments
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No 134 with £2500 for October. Managed to hit our 2020 target already (
) but going to keep pressing on. This has definitely given motivation so thank you Julicorn!! 2 -
No written confirmation yet but I am hopeful we have paid off the mortgage - the online account says "You don't have a mortgage with us" and the money has certainly gone!Save £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here11 -
That is fantastic news, congratulations!Suffolk_lass said:No written confirmation yet but I am hopeful we have paid off the mortgage - the online account says "You don't have a mortgage with us" and the money has certainly gone!1 -
Hello all
#49 checking in with my seventh overpayment of the year:
£150 for October.
Stats: Jan: £150/Feb: £150/Mar: £150/Jul: £150/Aug: £150/Sept: £150/Oct: £150
Hope everyone is ok, and thanks Julicorn.
Take care,
CS x
Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!2 -
Hello!
#153 reporting in with £1000 overpayment total in October
Many thanks JulicornMortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2026 MFW #8
2026 Goals
Save £6k for future house redecorating - £0/£6k
Lose 12lbs - 0lbs/12lbs lost so far
Decluttering - declutter 250 items from house and outbuildings - 0/250 items2 -
Hello all,
#11 reporting £1601 overpayment for October
Thanks Julicorn and all who take part on this inspiring thread!
lis#11 MFW 2020 :£14560/£15000
MFW 2019 :£10327, MFW 2018:£6676 , MFW 2017:£6664
Original MF date June 31/Target MF September 21
I can do it!3 -
2
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Number 13 reporting in.
I had stopped overpaying due to COVID and was saving instead. I was just about to start OPing again in August, when redundancy hit. In October i forgot to cancel my Overpayment
so I've paid £1101 for October that I wasn't banking on lol!
Oh well...total OPs this year now should be £6695.29. bank of money put aside for when I'm back in a secure role 0 but not likely to get to £13k this year now. I'm absolutely gutted. :'(
MM
xMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!3 -
That is rotten M_M. Good luck with finding another job. I have everything crossed for you, and everyone else who finds themselves without a job.4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******4 -
Hi (no 73 here)
Please could you add another £90 (Oct total - £190)
Don't you just love it when you gov sends you £50 plus some ebay sales
Thanks3
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