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2020 Mortgage-Free Wannabes
Comments
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Accountant_Kerry said:#148 reporting £600 OP please, @julicorn sorry I had a PC issue, could you let me know my total you have please if you get a moment? Many Thanks3
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#65 reporting in with an overpayment of £67.48 to bring my lovely mortgage down to £90,999.99 because that one penny extra is a very important penny.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******10 -
#31 with a little OP of £27.94 to bring my balance down to 00's. Thanks!Mortgage - £23,500 remaining
MFW2021 #8 - £2,519.77/£3,000
Overpayments: 2020 - £4,722.83 / 2019 - £16,042.004 -
MFW #147 checking in with an ocerpayment of £350 for August.
Our regular overpayments have been increased to 350 due to the fact we have completed one year of the mortgage so they have recalculated our monthly payments but kept the term the same. We have therefore kept paying the same amount altogether (usual now-lower mortgage payment plus overpayment).Initial 2 year fixed Mortgage (July 2019): £158,747 over 18 years. Overpaid £14,250 in Year 1, £13,400 in Year 2. Total mortgage reduced by £40,790 in 2 years.
New Mortgage (five year fix at 1.81%): June 2021
Current Balance (01/06/2021): £117,957 over 14 years. Total overpayment in 2021 of £13,850. Lapsed tracking! Total Owing November 2022: £100,513. February 2023: £97,535. April 2023: £88,739. July 2023: £87,481. August 2023: £85,512. November 2023: £83,053.
Original End date: June 2039. Now June 2035. *GOAL* Mortgage Free by 2030.4 -
#131 checking in with a first August OP total of £234.90. Hoping to hit my £300 goal by the end of the month3
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#55 reporting £300 for July taking this year’s total to £3,060, thanks Julicorn.Aiming to early retire December 31st 2026.3
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no. 150 here. Nothing extra paid off yet, but I wanted to check in and say I am enjoying following everyone and will be making overpayments as soon as I can. We are still sorting a few purchases out, and also still sorting out online access to the mortgage account. I think that will give me motivation to start paying off even very small amounts. (although am also very pleased to have paid two mortgage payments already - how sad am I
).
"Think of many things, do one"
Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga4 -
#93 with another £10 for August through account tidying!
That's £220 for the month now.
Thanks for updating.
Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.643 -
#90 with a first August OP of £340. Thank you! 🥳SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)2
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