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2020 Mortgage-Free Wannabes

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Comments

  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #148 reporting £600 OP please, @julicorn sorry I had a PC issue, could you let me know my total you have please if you get a moment? Many Thanks
    Sure, the total I've got for you atm is £9,017.71.
  • sb29
    sb29 Posts: 52 Forumite
    Second Anniversary 10 Posts Name Dropper
    £500 for #98. Thanks @julicorn
  • Ellie78
    Ellie78 Posts: 195 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    #31 with a little OP of £27.94 to bring my balance down to 00's.   Thanks!
    Mortgage - £23,500 remaining
    MFW2021 #8 - £2,519.77/£3,000
    Overpayments: 2020 - £4,722.83 / 2019 - £16,042.00
  • MFW #147 checking in with an ocerpayment of £350 for August. 

    Our regular overpayments have been increased to 350 due to the fact we have completed one year of the mortgage so they have recalculated our monthly payments but kept the term the same. We have therefore kept paying the same amount altogether (usual now-lower mortgage payment plus overpayment). 
    Initial 2 year fixed Mortgage (July 2019): £158,747 over 18 years. Overpaid £14,250 in Year 1, £13,400 in Year 2. Total mortgage reduced by £40,790 in 2 years. 

    New Mortgage (five year fix at 1.81%): June 2021
    Current Balance (01/06/2021): £117,957 over 14 years. Total overpayment in 2021 of £13,850. Lapsed tracking! Total Owing November 2022: £100,513. February 2023: £97,535. April 2023: £88,739. July 2023: £87,481. August 2023: £85,512. November 2023: £83,053. 

    Original End date: June 2039. Now June 2035. *GOAL* Mortgage Free by 2030.


  • frankersBri
    frankersBri Posts: 248 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    #131 checking in with a first August OP total of £234.90. Hoping to hit my £300 goal by the end of the month :)
  • #55 reporting £300 for July taking this year’s total to £3,060, thanks Julicorn.
    Aiming to early retire December 31st 2026.
  • SandyShores
    SandyShores Posts: 1,973 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 4 August 2020 at 10:01PM
    no. 150 here.  Nothing extra paid off yet, but I wanted to check in and say I am enjoying following everyone and will be making overpayments as soon as I can.  We are still sorting a few purchases out, and also still sorting out online access to the mortgage account.  I think that will give me motivation to start paying off even very small amounts.  (although am also very pleased to have paid two mortgage payments already - how sad am I :smile:).
    "Think of many things, do one"
    Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • #93 with another £10 for August through account tidying! 
    That's £220 for the month now.
    Thanks for updating. 
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    #90 with a first August OP of £340.  Thank you! 🥳
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
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