2020 Mortgage-Free Wannabes

julicorn

Brindlebabe said:

Brindlebabe said:

Hi team,
£527.74 for #82 for July please.
Thank you so much as always Julicorn for diligent attention to spreadsheeting!
Bb  

Hi,
could you add £22 to the July total for me please - making it £547.74 in total. 

And yes, extend my goal to a further £2500 please. Doing better than I thought we would be! 

Thanks
Bb x

You're doing amazingly, thank you for the update @Brindlebabe ! 
Can I ask whether you mean:
- increase the target to £2,500
- (this is the one I'm guessing from what you've written) increase the target by £2.5k plus your previous £2k, so total target for the year: £4,500, or
- increase the target by £2.5k on top of what you've already paid, so £4,905.51?

Thank you!

Sistergold

Good morning all
#136 reporting another over payment of £30, making total OP for July £460. Please Julicorn May you kindly reduce my target to £5000 for this year as I am now trying to save money to extend the house. 

Thanks again for the wonderful work of keeping the spreadsheet updated! Xx

Miss_Pinky

Helloooooo everyone, 
Miss Pinky #15 checking in with a well overdue update. 
My target was set to be the allowed 10% which was £8072 but I was desperate to get under the 20k amount so I paid an additional £4500 in June which has meant I had a £90 fee (2%) to pay which I raised through selling stuff on the 'book of face' so it didn't come out of our budget. 
I am now loathed to overpay anything else as come March next year, my Nationwide overpayment resets which should work out as roughly... 

Mortgage - £13k
Overpayment allowance: £8k - Leaves 5k
My overpayment fee then drops to 1% and I think I will just suck up the overpayment fee amount and get rid of the mortgage. In the meantime, I'm saving anything and everything that I possibly can so that I can have the £13k ready to pay, currently sitting at £6300 so almost half way there. 
Thank Julicorn for your continued time and effort in keeping everything updated :-)

Miss Pinky #15

Hetta

Hello all, #141 checking in with an OP of £500 today, bringing the total OP of £1390.04 for July. 
Thanks for updating @julicorn

julicorn

Miss_Pinky said:

Helloooooo everyone, 
Miss Pinky #15 checking in with a well overdue update. 
My target was set to be the allowed 10% which was £8072 but I was desperate to get under the 20k amount so I paid an additional £4500 in June which has meant I had a £90 fee (2%) to pay which I raised through selling stuff on the 'book of face' so it didn't come out of our budget. 
I am now loathed to overpay anything else as come March next year, my Nationwide overpayment resets which should work out as roughly... 

Mortgage - £13k
Overpayment allowance: £8k - Leaves 5k
My overpayment fee then drops to 1% and I think I will just suck up the overpayment fee amount and get rid of the mortgage. In the meantime, I'm saving anything and everything that I possibly can so that I can have the £13k ready to pay, currently sitting at £6300 so almost half way there. 
Thank Julicorn for your continued time and effort in keeping everything updated :-)

Miss Pinky #15

Hi there, thank you for the update! Is the £4,500 for June on top of what you've already reported (so £5,000 total) or is £4,500 the total?

julicorn

Hetta said:

Hello all, #141 checking in with an OP of £500 today, bringing the total OP of £1390.04 for July. 
Thanks for updating @julicorn

Thank you for updating, and it looks like you have reached your target for the year, congratulations! Would you like me to amend it or leave it as is?

Hetta

julicorn said:

Hetta said:

Hello all, #141 checking in with an OP of £500 today, bringing the total OP of £1390.04 for July. 
Thanks for updating @julicorn

Thank you for updating, and it looks like you have reached your target for the year, congratulations! Would you like me to amend it or leave it as is?

Thank you @julicorn. I have been determined that we reach the target especially since we have to remortgage towards the end of the year. Can you please amend the target and change it from £6000 to £12000? Thank you. 

Pugblue

Hi all
#145 reporting July payment of £103, hope everyone is safe and thanks in advance @julicorn

OhtobeMortgageFree

#93 checking in with another £10 overpayment, totalling £230 for July. Thanks for updating as always!

MFW2020

#122 checking in with July OP of £528

many thanks Julicorn x