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2020 Mortgage-Free Wannabes

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Comments

  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    Hello all
    #49 checking in with my fourth overpayment of the year:
    £150 for July.
    Stats: Jan: £150/Feb: £150/Mar: £150/Jul: £150
    Hope everyone is ok, and thanks Julicorn.
    Take care,
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • #93 - another £15, taking me up to £220 for July now. Thanks for updating. 
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • Moneyminded
    Moneyminded Posts: 288 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Morning 
    #110 checking in with my over payment of £734.78 for July 
    Thanks Julicorn 
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • Ellie78
    Ellie78 Posts: 195 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    #31 checking in.   Sold a couple more bits on bookface and paid £40 to the mortgage.
    Total for July is now £157.32
    Mortgage - £23,500 remaining
    MFW2021 #8 - £2,519.77/£3,000
    Overpayments: 2020 - £4,722.83 / 2019 - £16,042.00
  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    500 Posts Fourth Anniversary Name Dropper Photogenic
    Good afternoon all, #129 checking in with an overpayment of £2000.00.  Thanks for updating Julicorn
  • Afternoon!
    Number 13 reporting in after a 3 month break. I decided to keep hold of my cash recently, just in case. Now we are on the way through this and having moved our main holiday into next year (hence not needing to pay the balance) I thought it was time to start paying at least something. 

    So I have just sent £1,000 to the mortgage. This takes my totally for the year to £4,493.29. Still need to catch up but I will, over the next few months.  Look forward to that letter from the Nationwide again next week.... oh how I have missed the small things ! :)

    Happy Saturday everyone.

    MM x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • Hi,
    Reporting July update for #5
    Just £100 for this month, we're trying to save as much as we can for home improvements. 
    Thanks for all of your efforts Juliecorn
    MIB xx

    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • Hi, number 75 reporting £500 for July updated target is £6,000 for the year. Thanks
    December 2021 - £151,250
    December 2020 - £167,500
    December 2019 - £211,500
    March 2019 - £218,000 moved house
  • danby22
    danby22 Posts: 78 Forumite
    Part of the Furniture 10 Posts Name Dropper
    #117 - Added £650 taking July's total to £1100.  Thanks Julicorn for your efforts!
  • Brindlebabe
    Brindlebabe Posts: 92 Forumite
    Second Anniversary 10 Posts Name Dropper
    Hi team,
    £527.74 for #82 for July please.
    Thank you so much as always Julicorn for diligent attention to spreadsheeting!
    Bb  
    Hi,
    could you add £22 to the July total for me please - making it £547.74 in total. 
    And yes, extend my goal to a further £2500 please. Doing better than I thought we would be! 
    Thanks
    Bb x
    Jan 2019: £211,500
    September 2020: £197,600
    Target: mortgage free by 2032
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