We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2020 Mortgage-Free Wannabes
Comments
-
Hello all
#49 checking in with my fourth overpayment of the year:
£150 for July.
Stats: Jan: £150/Feb: £150/Mar: £150/Jul: £150
Hope everyone is ok, and thanks Julicorn.
Take care,
CS x
Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!4 -
#93 - another £15, taking me up to £220 for July now. Thanks for updating.
Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.643 -
Morning
#110 checking in with my over payment of £734.78 for July
Thanks Julicorn- Original mortgage end date: March 2041
- Current mortgage end date: Dec 2032
- MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
- Daily interest is currently £4.48
3 -
#31 checking in. Sold a couple more bits on bookface and paid £40 to the mortgage.
Total for July is now £157.32Mortgage - £23,500 remaining
MFW2021 #8 - £2,519.77/£3,000
Overpayments: 2020 - £4,722.83 / 2019 - £16,042.003 -
Good afternoon all, #129 checking in with an overpayment of £2000.00. Thanks for updating Julicorn4
-
Afternoon!
Number 13 reporting in after a 3 month break. I decided to keep hold of my cash recently, just in case. Now we are on the way through this and having moved our main holiday into next year (hence not needing to pay the balance) I thought it was time to start paying at least something.
So I have just sent £1,000 to the mortgage. This takes my totally for the year to £4,493.29. Still need to catch up but I will, over the next few months. Look forward to that letter from the Nationwide again next week.... oh how I have missed the small things !
Happy Saturday everyone.
MM x
Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!3 -
Hi,
Reporting July update for #5
Just £100 for this month, we're trying to save as much as we can for home improvements.
Thanks for all of your efforts Juliecorn
MIB xx
MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k3 -
Hi, number 75 reporting £500 for July updated target is £6,000 for the year. ThanksDecember 2021 - £151,250
December 2020 - £167,500
December 2019 - £211,500
March 2019 - £218,000 moved house3 -
#117 - Added £650 taking July's total to £1100. Thanks Julicorn for your efforts!
3 -
Brindlebabe said:Hi team,
£527.74 for #82 for July please.
Thank you so much as always Julicorn for diligent attention to spreadsheeting!
Bb
could you add £22 to the July total for me please - making it £547.74 in total.And yes, extend my goal to a further £2500 please. Doing better than I thought we would be!Thanks
Bb xJan 2019: £211,500
September 2020: £197,600
Target: mortgage free by 20323
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards