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How Close to Completion Are We?

Hi everyone,

Our solicitor/conveyancer has been very bad in communicating with us. From what I have learnt, this is one of the top complaints.

You will ask three questions in an email and she'll half answer one of them in reply. She also refuses to just let me speak to her on the phone and will not call me. Extremely annoying as so many things get sorted out quicker with a quick phone call rather than 2 days of emails.

Anyway, she has sent us a pack. It contains the following:

  • The sellers solicitors 'contract' (incorporating the standard conditions of sale). Basically signing to say we'll buy the property for the purchase price listed on it).
  • Electronic copy of land registry
  • Fitting and contents form
  • Transfer of land registry registered title to sign
  • Standard mortgage deed to sign
  • Property Information form (who supplies electricity etc)
  • Energy Performance Certificate
  • Lasting Power of Attorney Form
  • Groundsure Homescreen Information (contaminated land etc etc)

Are we close to completion or miles off?
«13

Comments

  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    No way to tell. I received all that last week and draft contracts early this but I'd be amazed if I exchanged let alone completed this year.
    Why do you need / are you getting a LPA form? You will pay through the nose doing that witha solicitor.
  • Ben1989
    Ben1989 Posts: 470 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    AnotherJoe wrote: »
    No way to tell. I received all that last week and draft contracts early this but I'd be amazed if I exchanged let alone completed this year.
    Why do you need / are you getting a LPA form? You will pay through the nose doing that with a solicitor.
    It's not us, it's the vendor who has LPA. It's his mother who owned it and passed away.

    I'm curious as we're hoping to not complete right in the middle of December. After New Year would be best
  • hazyjo
    hazyjo Posts: 15,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How long into the process are you? (ie how long since the chain has been complete and your offer has been agreed.)


    Average is 12 weeks from that until completion. Where are you?


    I presume what you list are what the vendor has completed (like fixtures and contents form) - or do you mean a blank one for you to complete?


    When you email, list your questions. Don't include several questions in several paragraphs (if that's what you're doing). Keep it as concise as you can. Numbered paragraphs are good.
    2024 wins: *must start comping again!*
  • Your solicitor is aware, one hopes, that LPAs cease to be valid on death? (The vendor might not have the right to sell the property.) Are you possibly now talking about a probate sale?
  • Ben1989
    Ben1989 Posts: 470 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    edited 13 November 2019 at 4:39PM
    Zero chain
    Offer accepted (7th October)
    Solicitors instructed and all required documents supplied
    Survey completed
    Full mortgage offer received

    And now we've received the above. The fixture and fittings have been supplied by the vendor and completed.
  • Ben1989
    Ben1989 Posts: 470 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Probate yes.
  • kingstreet
    kingstreet Posts: 39,212 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Once all the paperwork in the chain is done and each party has signed their contract and handed over their deposit, you are ready to exchange contract.

    The solicitors would then ask their clients for their preferred completion dates and once a compromise has been agreed by all, contracts are exchanged and the completion date becomes legally binding.

    Hopefully, you can see where you are in the above process.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Probate sales tend to take a bit longer, but if your solicitor has got all the probate papers sorted then it should be the normal timeframe as above.
  • hazyjo
    hazyjo Posts: 15,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ben1989 wrote: »
    Zero chain
    Offer accepted (7th October)
    Solicitors instructed and all required documents supplied
    Survey completed
    Full mortgage offer received

    And now we've received the above. The fixture and fittings have been supplied by the vendor and completed.
    Presuming probate has actually been sorted (or it will be many months yet), at a very rough guess, I would not expect you to complete before mid January. Of course, that is just 'finger in the air'! EAs and solicitors will (more than likely) shut for a couple of weeks over Christmas and New Year.


    I've done it in 5 weeks. Another took 5 months. Basically 'how long is a piece of string...'.
    2024 wins: *must start comping again!*
  • your miles away, im 6 weeks since all of that and still waiting to exchange, enquries take ages to answer usually.
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