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Night feed dreaming
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Thanks Becky, hope you had a good Christmas too.
Happy new year everyone, hope everyone had a great night- I was fast asleep by 10 and H even slept through all the fireworks so I completely missed it haha.Mortgage balance as of end of Dec 19 - £120,675
MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.200 -
Happy New Year everyone!
December interest of £255.17 showed in the account today so I did my final December OP of £20.17 to tidy the final figure.
Month summary:
Start balance - £120,970
Total OPs - £92.43
Interest added - £255.17
End balance - £120,675
I’d set a comfortable target of £120700 and a stretch target of £120,650 so I’m happy to be ending the month in the middle of these.
I’ve been speaking with a mortgage advisor to look into our options for moving. Our current house needs work doing to it to increase the storage for what we’d need and I’d rather not pay to do it if we’re going to move so I’m looking into whether it’s feasible to move sooner. There are so many variables it’s tricky to know what our options would be but we’ve got a viewing booked for Friday and someone coming to value our house on Monday. It’s early days but exciting! I’ll carry on making OPs where I can to ensure we can maximise the amount of equity that will be released. January “comfortable” goal is £120,400 and stretch goal is £120,350Mortgage balance as of end of Dec 19 - £120,675
MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.200 -
I knew I could count on you to have your update up!
Well done you, fab progress.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 370 -
Thanks! I’d been trying to log on to Halifax all day as I was so eager to see what the interest was and to make that OP hahaMortgage balance as of end of Dec 19 - £120,675
MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.200 -
Happy New. Year lovely.
Well done on this months Ops I might start setting comfortable and stretch targets like you.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming0 -
I find it gives me a sense of accomplishment while also giving me something more challenging to aim for.Mortgage balance as of end of Dec 19 - £120,675
MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.200 -
First week end accounts done and I’ve sent my first OP off for the mortgage - £2.78, 1/3rd of my bank interest. Cashed out £5 from my Shoppix account as well so when that lands in my paypal I’ll send that across as an OP too.Mortgage balance as of end of Dec 19 - £120,675
MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.200 -
Hey,
Good to see you are finding some op money while on mat leave. Keep going as everything adds up. Hope the little one is well.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming0 -
He’s good thanks, longway. Getting so big so quickly! Hope you and yours are well.Mortgage balance as of end of Dec 19 - £120,675
MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.200 -
All good over here but do wish time would stand stillMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming0
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