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Night feed dreaming

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  • BVic28
    BVic28 Posts: 97 Forumite
    Fourth Anniversary 10 Posts
    Got a little bit off track with figures with Christmas however due to an amazing Virgin media Black Friday deal that includes DH’s phone contract I’ve been able to shuffle figures around and just sent an OP of £22.39 off. It’s payday tomorrow so the usual DD will come out and I’ll also round the mortgage figure down to the nearest £10. I set an initial target of £121,700 or a stretch target of £121,650 for the end of the month so I might send extra over once interest has been applied (1/2nd January but I’ll count it in December as it’s Decembers interest and pay)
    Mortgage balance as of end of Dec 19 - £120,675
    MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
    Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.20
  • BVic28
    BVic28 Posts: 97 Forumite
    Fourth Anniversary 10 Posts
    I meant £120 not £121 doh!
    Mortgage balance as of end of Dec 19 - £120,675
    MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
    Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.20
  • BVic28
    BVic28 Posts: 97 Forumite
    Fourth Anniversary 10 Posts
    £5.22 OP made from wages to tidy mortgage figure until interest is taken. This speculatively helps me reach my target of under £120,700 however it will depend on amount of interest added.
    Mortgage balance as of end of Dec 19 - £120,675
    MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
    Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.20
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I recon if you reached it take it as a goal achieved ��hope you are well
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • BVic28
    BVic28 Posts: 97 Forumite
    Fourth Anniversary 10 Posts
    Yeah, I’m good thanks. December has been a bit of a whirlwind of jobs to do to get sorted and mum guilt, but we’re getting there. Hope you’re ok
    Mortgage balance as of end of Dec 19 - £120,675
    MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
    Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.20
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sounds all 2 familiar. Hope you have an amazing Christmas. All good here thanks
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • BVic28
    BVic28 Posts: 97 Forumite
    Fourth Anniversary 10 Posts
    Merry Christmas everyone, hope you all have an amazing day with your family
    Mortgage balance as of end of Dec 19 - £120,675
    MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
    Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.20
  • BVic28
    BVic28 Posts: 97 Forumite
    Fourth Anniversary 10 Posts
    Hope everyone had a great Christmas! We really enjoyed our first Christmas as parents. H didn’t get much, but it’s enough to highlight that we really do need a !!!!!! house. Half of our living room is taken over by a house rabbit so there isn’t much space for H’s toys. I’m going to be thinking about 2020 plans and budgets so we can maximise overpayments/savings for fees and hopefully be in our forever home by next Christmas.
    Mortgage balance as of end of Dec 19 - £120,675
    MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
    Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.20
  • BVic28
    BVic28 Posts: 97 Forumite
    Fourth Anniversary 10 Posts
    The exclamation marks should say “bigger” - can’t edit posts on my phone and I have no idea how they appeared
    Mortgage balance as of end of Dec 19 - £120,675
    MFW 2020 challenge #35 £94.62/£750; Jan running total - £94.62
    Save 12k in 2020 challenge #34 £560.20/£6000; Jan running total - £560.20
  • becky170
    becky170 Posts: 879 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Hey BVic28, I'm glad you had a lovely first family Christmas. Happy planning for next year.
    Mortgage-free wannabe 2025 £571/3000
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