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Nifty November's NSD Challenge

edited 18 November 2019 at 10:03AM in Debt-free wannabe challenges
539 replies 14.1K views
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  • cathybirdcathybird Forumite
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    Well done beanielou :) List updated!

    2021 D: 93 2020 D: 96 2022 D: 15
  • delta13delta13 Forumite
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    first NSD! :)
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • cathybirdcathybird Forumite
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    Yay delta13!! :) List updated :)

    2021 D: 93 2020 D: 96 2022 D: 15
  • borollanborollan Forumite
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    the Daily shop is food, a habit I picked up when I worked, calling at the local Neto (now an Asda) for our evening meal and anything else ....
    it has to stop, I retired early to care for my husband and the daily shop is now a joke, it means driving three miles to town, dogs insist on coming too, then they have to be walked so drive to country park near the shopping centre
    ��
    There’s perfectly lovely places to walk near our home

    And of course, though I try and set a budget and stick to a list, there’s always something extra picked up when I do shop
    Stop Buying **** We Don't Need :D
  • Honeysucklelou2Honeysucklelou2 Forumite
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    NSD 1/10 and what a battle to make it a NSD! Driving teenagers past a McD0nalds and the ensuring outcry from one of the teenagers was tough going!
    paydbx2023 #36 £1415/£4300 . 2023 savings challenge £5/£2000 EF £60. Savings 2 £10.00
  • cathybirdcathybird Forumite
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    borollan wrote: »
    the Daily shop is food, a habit I picked up when I worked, calling at the local Neto (now an Asda) for our evening meal and anything else ....
    it has to stop, I retired early to care for my husband and the daily shop is now a joke, it means driving three miles to town, dogs insist on coming too, then they have to be walked so drive to country park near the shopping centre
    ��
    There’s perfectly lovely places to walk near our home

    And of course, though I try and set a budget and stick to a list, there’s always something extra picked up when I do shop


    borollan, I find exactly the same as you, every time I go to the supermarket I buy things I didn't mean to ... They often do get eaten, so not wasted, but at the same time I didn't need them at the time. I like how your dogs insist on going too though, lol :)

    NSD 1/10 and what a battle to make it a NSD! Driving teenagers past a McD0nalds and the ensuring outcry from one of the teenagers was tough going!


    Crikey Honeysucklelou2, well done you!! :T:T:T

    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybirdcathybird Forumite
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    Today is going to be an NSD for me hopefully ... tomorrow certainly won't be, getting a tree surgeon to cut back a tree - long story. :)

    2021 D: 93 2020 D: 96 2022 D: 15
  • delta13delta13 Forumite
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    Today will be NSD 2 - going for a free day out to the museum, have a M&S voucher for treats, OH said he will buy anything needed for dinner as I tend to pay for everything when he's up here visiting (I will be leaving my purse at home!)
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • beanieloubeanielou Forumite, Ambassador
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    NSD no 3 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected] All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 2 lbs.
  • cathybirdcathybird Forumite
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    Well done delta13 and beanielou :) :T:T

    List updated :)

    2021 D: 93 2020 D: 96 2022 D: 15
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