PS: Does anyone know why when I post a reply I can see my avatar, but it doesn't come up when I post.......I'm not the most technical of people so it's probably something I've not clicked on.....:rotfl: Thank you x
Hi
I would like to join this challene with 10 NSDs this month. I am not counting bus fares, emergency medicine or library printing charges for job applications.
Money Choicedps
25 July 2020 Starting Credit Card Debt £9,717.59 , Debt 27 Dec 2021 £9.550. 1 Jan 23 -£7,030.84DEBTS Nationwide overdraft £0.00, Credit Cards Nationwide £0.00, Tesco -£3,044.06, Virgin CC -£3,676.78 TOTAL DEBT =-£6.720.84 Emergency Fund £351/£800,NSDs 23, March 10/10 SPC16 Number 061.
Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts BC: £5000.00 - Lloyds: £5590.00 Xmas Pot £535/£700 ~ EF £621/1000 PAYDBX 2021 - #? £0 / £2,000
Yesterday was a NSD so 1/12 for me
Not today as had to put petrol in and bought bread.
Dottles1, you know you can exclude things like petrol and planned grocery purchases? ... If you need petrol to get around, it doesn't need to count against your NSDs (unless you want it to). I don't count bus fares, for instances - if I have to get around I have to get around. I do count all unplanned or non-regular expenses (like the tree surgeon today.) It's up to you! Some people are very strict and include absolutely every expense but it does make it a lot harder.
Replies
I would like to join this challene with 10 NSDs this month. I am not counting bus fares, emergency medicine or library printing charges for job applications.
Money Choicedps
Got a windscreen replacement to pay for tonight, and hair appt tomorrow, but after that I should be able to race towards 15!
NSD number 1 for today
BC: £5000.00 - Lloyds: £5590.00
Xmas Pot £535/£700 ~ EF £621/1000
PAYDBX 2021 - #? £0 / £2,000
November targets
beanielou 4/15
bestlifenow 2/15
borollan 1/15
cathybird 2/10
delta13 2/15
Dottles1 1/12
Happy Monday 3/12
Honeysucklelou2 3/10
Ivysmum 0/10
little_green 0/15
Money Choices 0/10
mumof3.12kindebt 1/15
Purplemumof2 1/15
saver_upper 1/12
shopaholicnumber1 3/15
SpekySquarehead 3/15
SSDD23 1/15
Thistimearound 2/10
Wishus 0/10
2021 D: 93 2020 D: 96 2022 D: 15
Happy Monday, I don't know the answer re the avatar - I can see it on all your posts, not sure why you can't? It seems to be working fine, anyway.
2021 D: 93 2020 D: 96 2022 D: 15
Go SSDD23!! :j:j
2021 D: 93 2020 D: 96 2022 D: 15
Dottles1, you know you can exclude things like petrol and planned grocery purchases? ... If you need petrol to get around, it doesn't need to count against your NSDs (unless you want it to). I don't count bus fares, for instances - if I have to get around I have to get around. I do count all unplanned or non-regular expenses (like the tree surgeon today.)
2021 D: 93 2020 D: 96 2022 D: 15
September grocery challenge £5.62 out of £150.
0/13 NSDs
No car today so this was easy, I cast on a cardigan with the time saved.
Found a fiver in my knitting bag so weekly cash budget just increased