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Nifty November's NSD Challenge

edited 18 November 2019 at 10:03AM in Debt-free wannabe challenges
539 replies 14.1K views
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  • PS: Does anyone know why when I post a reply I can see my avatar, but it doesn't come up when I post.......I'm not the most technical of people so it's probably something I've not clicked on.....:rotfl: Thank you x
  • Money_ChoicesMoney_Choices Forumite
    223 Posts
    Fourth Anniversary 100 Posts Photogenic
    Forumite
    Hi
    I would like to join this challene with 10 NSDs this month. I am not counting bus fares, emergency medicine or library printing charges for job applications.

    Money Choicedps
    25 July 2020 Starting Credit Card Debt £9,717.59 , Debt 27 Dec 2021 £9.550. 1 Jan 23 -£7,030.84DEBTS Nationwide overdraft £0.00, Credit Cards Nationwide £0.00, Tesco -£3,044.06, Virgin CC -£3,676.78 TOTAL DEBT =-£6.720.84 Emergency Fund £351/£800,NSDs 23, March 10/10 SPC16 Number 061.
  • [Deleted User][Deleted User] Forumite
    0 Posts
    1,000 Posts Second Anniversary Name Dropper I've been Money Tipped!
    Newbie
    I had one on Friday, and that's it so far.

    Got a windscreen replacement to pay for tonight, and hair appt tomorrow, but after that I should be able to race towards 15!
  • Purplemumof2Purplemumof2 Forumite
    7.9K Posts
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Forumite
    Hi,

    NSD number 1 for today :D
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    BC: £5000.00 - Lloyds: £5590.00
    Xmas Pot £535/£700 ~ EF £621/1000
    PAYDBX 2021 - #? £0 / £2,000
  • edited 5 November 2019 at 9:58AM
    cathybirdcathybird Forumite
    11.7K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    edited 5 November 2019 at 9:58AM
    November

    9BNblXL.gif = off to a start!

    E1zaAPE.gif = five days

    0J7yGzQ.gif = 10 days
    zgUvRti.gif= 15 days

    xv4Gmj5.gif = 20 days

    IC2a5pF.gif = target reached
    tgMxYM9.gif = target beaten


    November targets

    beanielou 4/15
    9BNblXL.gif

    bestlifenow 2/15 9BNblXL.gif

    borollan 1/15 9BNblXL.gif

    cathybird 2/10 9BNblXL.gif

    delta13 2/15 9BNblXL.gif

    Dottles1 1/12 9BNblXL.gif

    Happy Monday 3/12 9BNblXL.gif

    Honeysucklelou2 3/10 9BNblXL.gif

    Ivysmum 0/10

    little_green 0/15

    Money Choices 0/10

    mumof3.12kindebt 1/15 9BNblXL.gif

    Purplemumof2 1/15 9BNblXL.gif

    saver_upper 1/12 9BNblXL.gif

    shopaholicnumber1 3/15 9BNblXL.gif

    SpekySquarehead 3/15 9BNblXL.gif

    SSDD23 1/15 9BNblXL.gif

    Thistimearound 2/10 9BNblXL.gif

    Wishus 0/10

    :j ALL WELCOME TO JOIN!! :j

    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybirdcathybird Forumite
    11.7K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Wow, a busy Monday! Welcome Money Choices :) :wave: Well done everyone! :)

    Happy Monday, I don't know the answer re the avatar - I can see it on all your posts, not sure why you can't? It seems to be working fine, anyway. :)

    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybirdcathybird Forumite
    11.7K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    SSDD23 wrote: »
    Got a windscreen replacement to pay for tonight, and hair appt tomorrow, but after that I should be able to race towards 15!


    Go SSDD23!! :j:j

    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybirdcathybird Forumite
    11.7K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Dottles1 wrote: »
    Yesterday was a NSD so 1/12 for me
    Not today as had to put petrol in and bought bread.


    Dottles1, you know you can exclude things like petrol and planned grocery purchases? ... If you need petrol to get around, it doesn't need to count against your NSDs (unless you want it to). I don't count bus fares, for instances - if I have to get around I have to get around. I do count all unplanned or non-regular expenses (like the tree surgeon today.) :) It's up to you! Some people are very strict and include absolutely every expense but it does make it a lot harder.

    2021 D: 93 2020 D: 96 2022 D: 15
  • wishuswishus Forumite
    1.1K Posts
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    Hello, please may I join in with 10 NSDs? Thanks!
    Still wanna live in a house in the countreeee! Debt-free/£25K paid OFF!
    September grocery challenge £5.62 out of £150.
    0/13 NSDs
  • borollanborollan Forumite
    209 Posts
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    1 = off to a start

    No car today so this was easy, I cast on a cardigan with the time saved.
    Found a fiver in my knitting bag so weekly cash budget just increased
    Stop Buying **** We Don't Need :D
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