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Nifty November's NSD Challenge

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Comments

  • cathybird
    cathybird Posts: 15,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 November 2019 at 10:10PM
    November

    9BNblXL.gif = off to a start!

    E1zaAPE.gif = five days

    0J7yGzQ.gif = 10 days
    zgUvRti.gif= 15 days

    xv4Gmj5.gif = 20 days

    IC2a5pF.gif = target reached
    tgMxYM9.gif = target beaten


    November targets
    beanielou 16/15 9BNblXL.gifE1zaAPE.gif0J7yGzQ.gifzgUvRti.gifIC2a5pF.giftgMxYM9.gif
    bestlifenow 6/15 9BNblXL.gifE1zaAPE.gif
    borollan 7/15 9BNblXL.gifE1zaAPE.gif
    cathybird 12/15 9BNblXL.gifE1zaAPE.gif0J7yGzQ.gif
    delta13 10/15 9BNblXL.gifE1zaAPE.gif0J7yGzQ.gif
    Dottles1 6/12 9BNblXL.gifE1zaAPE.gif
    Fivenations 5/15 9BNblXL.gifE1zaAPE.gif
    Happy Monday 11/12 9BNblXL.gifE1zaAPE.gif0J7yGzQ.gif
    Honeysucklelou2 10/10 9BNblXL.gifE1zaAPE.gif0J7yGzQ.gifIC2a5pF.gif
    Ivysmom 6/10 9BNblXL.gifE1zaAPE.gif
    Money Choices 5/10 9BNblXL.gifE1zaAPE.gif
    MoneysavingmadGem 8/10 9BNblXL.gifE1zaAPE.gif
    Purplemumof2 7/15 9BNblXL.gifE1zaAPE.gif
    saver_upper 9/12 9BNblXL.gifE1zaAPE.gif
    shopaholicnumber1 15/15 9BNblXL.gifE1zaAPE.gif0J7yGzQ.gifzgUvRti.gifIC2a5pF.gif
    SpekySquarehead 9/15 9BNblXL.gifE1zaAPE.gif
    SSDD23 8/15 9BNblXL.gifE1zaAPE.gif
    Thistimearound 8/10 9BNblXL.gifE1zaAPE.gif
    Wishus 8/10 9BNblXL.gifE1zaAPE.gif
    :j ALL WELCOME TO JOIN!! :j
  • cathybird
    cathybird Posts: 15,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 November 2019 at 9:39AM
    Today will be a no spend day, today will be a no spend day and repeat after me again, today WILL be a no spend day!!!

    Absolutely no reason to spend ANY money today! I’ve got a friend coming for coffee this morning, then I’m out for a dog walk later, and popping out to see another friend this evening, all free and enjoyable things to do. Back at work tomorrow so that should be a NSD day too. Always find it easy not to spend on a work day!

    Have a great day everyone xxx


    Fantastic effort Happy Monday and have a lovely (free) day :) :T:T I've got you on 11/12 now - woohoo, so close to target!
  • cathybird
    cathybird Posts: 15,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yesterday was NSD 9. Boom.

    Again, no plans to spend today, aside from my £2 yoga class but I don't count that as it's all budgeted/planned for at the start of the month.

    Brilliant Speky, keep it up, you're really notching them up at this end of the month :) :T:TWell done on the yoga - I do a little bit but should do more, it's so good for you.
  • cathybird
    cathybird Posts: 15,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SSDD23 wrote: »
    Declaring NSD 8 nice and early today :)


    Well done SSDD23 :) :T:T So lovely to see so many posts on the thread so early!
  • cathybird
    cathybird Posts: 15,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    delta13 wrote: »
    Not been online a couple of days - I am now on 10/15

    Today or tomorrow will be a spend day - I need to pick up cat food, but can't decide whether to go after work late tonight, or first thing in the morning!


    Fantastic effort delta13 :) :T:T Well done you!
  • cathybird
    cathybird Posts: 15,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 November 2019 at 9:38AM
    I'm on 12 today, but have decided to raise my target to 15 because we have 10 whole days of November to go and I'm sure I can do at least three days in that time. I should really have made it 15 to start with - I was away in October, which is why I went for 10 then. So no reason not to set a slightly higher target for November.

    Shopaholicnumber1, did you get your NSD yesterday? ... :)
  • Hi cathybird - yes I did! :j Should have a few more to come as have no plans to dust off the debit card any time soon but won't get giddy and count them just yet! This No Spending thing becomes strangely addictive! I can't believe how well we have all done this month - go NSDers!:T
    Mortgage: £81,154.58 (03/19) - £54,849 (02/24)
  • cathybird
    cathybird Posts: 15,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi cathybird - yes I did! :j Should have a few more to come as have no plans to dust off the debit card any time soon but won't get giddy and count them just yet! This No Spending thing becomes strangely addictive! I can't believe how well we have all done this month - go NSDers!:T


    Yay shopaholicnumber1, brilliant news and well done on reaching target :) :T:T:j:j:A It's always good to beat your target too! If you get to 20 you get a halo xv4Gmj5.gif We are all doing well this month, it's great. :):)
  • wishus
    wishus Posts: 1,300 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks for your ideas Wishus and Cathybird, much appreciated. I do enjoy exercising and have a few weights at home, and I have a subscription to on on line fitness programme which I do, and I’ve also just joined an organised running club, which is only £2.00 per run. I had thought about park run and will definitely give that a go. I have been thinking about doing yoga at home as well so will investigate that too.

    I was having a mooch round the charity shops today and noticed a few jigsaws, I thought about doing that too. I love reading too and must get my kindle out.

    Thank you for all your suggestions xxx


    If you have an ereader, then you may be able to access free e-books from your local library - I can with Northamptonshire libraries.
    Also, I have access to Pressreader through that for magazines.



    Tuesday was another NSD - on 8 now.:T
    Keep reading books!
    August grocery challenge Budget £150. Spent so far: £98.49. Remaining: £51.51
  • cathybird
    cathybird Posts: 15,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    wishus wrote: »
    If you have an ereader, then you may be able to access free e-books from your local library - I can with Northamptonshire libraries.
    Also, I have access to Pressreader through that for magazines.

    Tuesday was another NSD - on 8 now.:T

    That's a brilliant suggestion, wishus - I'm going to look into that. I have the feeling e-books at the library can be read on laptops as well? I'm sure I read something that way a couple of years ago. I think I had to download some software to do it though. I'm going to see if I can work out what I did!

    Well done on 8/10 :):T:T
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