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Nifty November's NSD Challenge

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  • Tuesday, Wednesday and today have been NSDs making the total now 7/10
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • cathybird
    cathybird Posts: 15,664 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Honeysucklelou2!! :) :T:T
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It is lovely to see this thread so busy!Everyone is doing so well :j.
    I wasn't going to count Wednesday as an NSD but the more I think about it,I think it was :).I have a home decluttering and organising business,so of course I have to visit different addresses.Very rarely do I have to pay for parking,but on Wed I did (£4).I thought that had blown my NSD,but the more I think about it,the more it really was a necessary spend.What would have been the option?A parking ticket :eek:So yeah,I m calling that a necessary spend,like petrol.So that was NSD 6/12
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • Not going to be a NSD today, need to get some xmas decs, doing it today on the theory that if I went out over the weekend to get them, I would end up spending loads more money than if I just order them online now and pick them up on the way home :rotfl:
  • Boom! Another NSD yesterday.

    Today could be BUT I had a night out pencilled in with a friend, but I've not heard from him recently. On one hand I'm fine with it cause it'll save me £20-£60, on the other, it would be good to get out and meet new people. We'll see.
  • cathybird
    cathybird Posts: 15,664 Forumite
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    It is lovely to see this thread so busy!Everyone is doing so well :j.
    It is lovely, I think it's so great :) Between us all I think it's an impressive number of NSDs :)


    I wasn't going to count Wednesday as an NSD but the more I think about it,I think it was :).I have a home decluttering and organising business,so of course I have to visit different addresses.Very rarely do I have to pay for parking,but on Wed I did (£4).I thought that had blown my NSD,but the more I think about it,the more it really was a necessary spend.What would have been the option?A parking ticket :eek:So yeah,I m calling that a necessary spend,like petrol.So that was NSD 6/12


    Saver_upper, if your job requires you to pay for parking, even occasionally, it seems to me the perfect argument to exclude it, because you didn't really have a choice about paying it. So well done on 6/12 :) :T:T
  • cathybird
    cathybird Posts: 15,664 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SSDD23 wrote: »
    Not going to be a NSD today, need to get some xmas decs, doing it today on the theory that if I went out over the weekend to get them, I would end up spending loads more money than if I just order them online now and pick them up on the way home :rotfl:

    SSDD23, sounds like good thinking to me ... even online I suspect people can tend to think "I need this and this and this" with Christmas shopping, but it's still easier to keep it under control than it is in a shop, for sure. :) November and December can both be tricky months! Keep up the good work lol :)
    Boom! Another NSD yesterday. Today could be BUT I had a night out pencilled in with a friend, but I've not heard from him recently. On one hand I'm fine with it cause it'll save me £20-£60, on the other, it would be good to get out and meet new people. We'll see.
    Speky, well done on the NSD :) :T:T and have fun on your night out, if it happens :)
  • Another 2 NSD's - helped along by the fact that I've been off work with a chest infection :( Just need (budgeted) groceries today so this will count as a NSD too - so should be on 11 going into the weekend. Have a good - cheap - one challengers!
    Mortgage: £81,154.58 (03/19) - £54,849 (02/24)
  • cathybird
    cathybird Posts: 15,664 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another 2 NSD's - helped along by the fact that I've been off work with a chest infection :( Just need (budgeted) groceries today so this will count as a NSD too - so should be on 11 going into the weekend. Have a good - cheap - one challengers!


    shopaholicnumber1, well done on the NSDs :) :T:T but sorry to hear about the chest infection! Get better soon x :(
  • beanielou
    beanielou Posts: 95,629 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    NSD no 12 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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